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118 Whisper Ridge Drive

118 Whisper Ridge Drive, Madison, MS 39110
Sold Dec 02, 2021
$204,500
$208,884 by First Horizon Bank
Mortgage Due Dec 01, 2051
Sold Jun 15, 2018
$261,300
$209,000 by Regions Bank
Mortgage Due Jan 01, 2048
Local assessors in Madison, MS have categorized 118 Whisper Ridge Drive as a residential type of property. The home was built in 1995 and is 29 years old. The property's lot size has been calculated to be 8,952 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 7 full bathrooms. There are also 7 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 118 Whisper Ridge Drive has a total of 2,246 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a hip style roof that was made of asphalt. Lots of brick veneer were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Nov 30, 2021 for $204,500. That's $73.59 per sqft. Prior to that sales transaction, the property was also sold in Jun 13, 2018 for $261,300. 118 Whisper Ridge Drive was last assessed in 2023. The total value of the property was assessed at $22,510. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,323. The initial tax year of delinquency was in 2017. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior / Wood Exterior
Wood Exterior
Wood Siding

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 7
  • Full Bathrooms: 7
  • Partial Bathrooms: 7
  • Bathroom Plumbing Fixtures: 11
  • Building Quality: B
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,952
  • Total Building Area: 2,779
  • Gross Building Area: 1,872
  • Building Area: 2,779
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 2,246
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WHISPER LK VILLAS ANN
  • Land Acres: 0.205
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 10 WHISPER LAKE VILLAS OF ANNANDALE C@126

Ownership

  • Current Owner : IBURG ROGER MATTHEW
  • Previous Owner : ESSARY MICHAEL
  • Previous Owner 2: ESSARY LAYLA
  • Owner Before Previous Owner: SUDDATG FRANCES W
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Madison County School District
  • Census Tract: 030301

Geography

  • Account Number: 21744
  • Parcel: 081H-34 -121
  • Lot: 10
  • Meridian: SEC 34 TWN 08N RNG 01E
  • Municipality: MADISON
  • Latitude: 32.4977
  • Longitude: -90.19

    Address

  • Full Address: 118 Whisper Ridge Dr
  • Address - House Number: 118
  • Address - Street Name: Whisper Ridge
  • Address - Suffix Type: Dr
  • State: MS
  • City Name: Madison
  • Carrier Code: R030
  • 4-Digit Zip Code: 7886
  • Zip Code: 39110

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,323
  • Intital Tax Deliquent Year: 2017
  • Tax Rate Code Area: 2 MADISON

    Appraisal Valuation

  • Standard Deviation: 0.2048
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 72
  • Final Value: 389,403
  • High Value: 469,163
  • Low Value: 309,644

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $208,884
  • First Open Lien Mortgage Lender: FIRST HORIZON BANK
  • First Open Lien Mortgage Recording Date: Dec 02, 2021
  • First Open Lien Mortgage Loan Amount: $208,884
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $225,100
  • Market Land Value: $35,000
  • Market Improvement Value: $190,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $22,510

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 30, 2021
  • Current Sale Recording Date: Dec 02, 2021
  • Current Sale Transaction ID: 11873823934
  • Current Sale Price: $204,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 945400
  • Previous Sale Recording Date: Jun 15, 2018
  • Previous Sale Contract Date: Jun 13, 2018
  • Previous Sale Amount: $261,300
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST HORIZON BANK
  • First Mortgage Transaction Date: Dec 02, 2021
  • First Mortgage Loan Amount: $208,884
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: REGIONS BANK
  • Previous Mortgage Transaction Date: Jun 15, 2018
  • Previous Mortgage Loan Amount: $209,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Previous Mortgage Loan Due Date: Jan 01, 2048

About Whisper Lake



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 118 Whisper Ridge Drive located in?
The 118 Whisper Ridge Drive is a house located in the neighborhood of Whisper Lake Villas in Whisper Lake, Madison.
What is the average sales price for listings in 118 Whisper Ridge Drive?
The average sales price for units in 118 Whisper Ridge Drive is $0 currently.

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