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117 Ruth Lane

117 Ruth Lane, Bardstown, KY 40004
Property in Nelson
Sold Dec 07, 2021
$236,500
$186,500 by Hamilton Home Loans Inc
Mortgage Due Jan 01, 2052
Sold Dec 04, 2017
$165,000
$166,666 by Statewide Mortgage Llc
Mortgage Due Dec 01, 2047
Local assessors in Bardstown, KY have categorized 117 Ruth Lane as a residential type of property. The home was built in 2010 and is 14 years old. The property's lot size has been calculated to be 9,148 square feet. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 117 Ruth Lane has a total of 1,364 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 437 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. The building has a hip style roof that was made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a hot water heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 117 Ruth Lane was last sold in Dec 2, 2021 for $236,500. According to our calculations, that's $173.39 per sqft. Prior to that sales transaction, the property was sold for $165,000 in Nov 13, 2017. Current property owners are expected to pay $2,482 in taxes per year. The property on 117 Ruth Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $236,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Bedroom Count: 0
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 437
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 9,148
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,364
  • Building Area: 1,364
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 1,364
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MILLER SPRINGS EST
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MILLER SPRINGS EST LT 140R PC9-178

Ownership

  • Current Owner : MARCOTTE LAURA L
  • Previous Owner : STOUT JENNINGS B
  • Previous Owner 2: STOUT SAMANTHA F
  • Owner Before Previous Owner: BROWN KENT
  • Owner Before Previous Owner 2: BROWN DIANNE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nelson County School District
  • Census Tract: 930301

Geography

  • Account Number: 91462
  • District: 3
  • Parcel: 32SW0-04-007
  • Lot: 140R
  • Municipality: 03
  • Latitude: 37.8569
  • Longitude: -85.5257

    Address

  • Full Address: 117 Ruth Ln
  • Address - House Number: 117
  • Address - Street Name: Ruth
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Bardstown
  • Carrier Code: R004
  • 4-Digit Zip Code: 9082
  • Zip Code: 40004

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,482
  • Tax Rate Code Area: 03

    Appraisal Valuation

  • Standard Deviation: 0.4565
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 8
  • Final Value: 169,163
  • High Value: 246,392
  • Low Value: 91,933

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $186,500
  • First Open Lien Mortgage Lender: HAMILTON HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Dec 07, 2021
  • First Open Lien Mortgage Loan Amount: $186,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $236,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $236,500

    Sales

  • Current Sale Contract Date: Dec 02, 2021
  • Current Sale Recording Date: Dec 07, 2021
  • Current Sale Transaction ID: 11873810032
  • Current Sale Price: $236,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021016265
  • Previous Sale Recording Date: Dec 04, 2017
  • Previous Sale Contract Date: Nov 13, 2017
  • Previous Sale Amount: $165,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HAMILTON HOME LOANS INC
  • First Mortgage Transaction Date: Dec 07, 2021
  • First Mortgage Loan Amount: $186,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: STATEWIDE MORTGAGE LLC
  • Previous Mortgage Transaction Date: Dec 04, 2017
  • Previous Mortgage Loan Amount: $166,666
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2047

About Bardstown



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Frequently Asked Questions

What neighborhood is 117 Ruth Lane located in?
The 117 Ruth Lane is a located in the neighborhood of Nelson in Bardstown, Bardstown.
What is the average sales price for listings in 117 Ruth Lane?
The average sales price for units in 117 Ruth Lane is $0 currently.

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