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115 Gardner Street

115 Gardner Street, Chattanooga, TN 37411
Property in Hilltop
Sold Feb 20, 2015
$135,000
$175,000 by Regions Bank
Mortgage Due Feb 01, 2052
Sold Aug 14, 2002
$115,000
$92,000 by Countrywide Home Loans Inc
Mortgage Due Sep 01, 2032
115 Gardner Street has been categorized by the local assessors in Chattanooga, TN as a residential type of property. The building on the property was first built in 1950 and is 74 years old. However, we must point out that the home was most recently renovated and altered in 1978. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 115 Gardner Street has 1,760 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,920 ft and across the front of the lot is 1,200 ft. The area measurement of the land has been determined as 23,040 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of wood shingle. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Feb 18, 2015 for $135,000. That's $76.70 per sqft. Prior to that sales transaction, the property was also sold in Aug 12, 2002 for $115,000. 115 Gardner Street was last assessed in 2023. The total value of the property was assessed at $38,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $861. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1978
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood shingle
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 23,040
  • Lot Size Depth Feet: 1,920
  • Lot Size Frontage Feet: 1,200
  • Total Building Area: 1,760
  • Building Area: 1,760
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,760
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: 1
  • Land Acres: 0.528
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 39 EASTVIEW TERR AMENDED PB 8 PG 28

Ownership

  • Current Owner : THOMAS LESSIE ANN
  • Previous Owner : ROBINSON VIRGINIA JENNIE KATE CHASE
  • Previous Owner 2: CHASE VIRGINIA KATE
  • Owner Before Previous Owner: HASTY JOE DENNIS
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 002800

Zoning

  • Zoning: R2

Geography

  • Account Number: 0000096437
  • District: 1
  • Parcel: 157H L 007
  • Municipality: CHATTANOOGA
  • Latitude: 35.0187
  • Longitude: -85.2434

    Address

  • Full Address: 115 Gardner St
  • Address - House Number: 115
  • Address - Street Name: Gardner
  • Address - Suffix Type: St
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C004
  • 4-Digit Zip Code: 4507
  • Zip Code: 37411

Valuation

    Tax

  • Total Area: 1,898
  • Tax Year: 2023
  • Tax Amount: $861

    Appraisal Valuation

  • Standard Deviation: 0.2582
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 63
  • Final Value: 305,002
  • High Value: 383,772
  • Low Value: 226,233

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $226,200
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Feb 02, 2022
  • First Open Lien Mortgage Loan Amount: $175,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052
  • Second Open Lien Mortgage Lender: REGIONS BANK
  • Second Open Lien Mortgage Recording Date: Mar 29, 2023
  • Second Open Lien Mortgage Loan Amount: $51,200
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Apr 02, 2053

    Market Valuation

  • Market Total Value: $154,000
  • Market Land Value: $28,800
  • Market Improvement Value: $125,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $38,500

    Sales

  • Current Sale Contract Date: Feb 18, 2015
  • Current Sale Recording Date: Feb 20, 2015
  • Current Sale Transaction ID: 1614052066
  • Current Sale Price: $135,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2015022000051
  • Previous Sale Recording Date: Aug 14, 2002
  • Previous Sale Contract Date: Aug 12, 2002
  • Previous Sale Amount: $115,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Feb 20, 2015
  • First Mortgage Loan Amount: $128,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Aug 14, 2002
  • Previous Mortgage Loan Amount: $92,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Sep 01, 2032

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Frequently Asked Questions

What neighborhood is 115 Gardner Street located in?
The 115 Gardner Street is a located in the neighborhood of Hilltop in Brainerd, Chattanooga.
What is the average sales price for listings in 115 Gardner Street?
The average sales price for units in 115 Gardner Street is $0 currently.

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