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114 Prospect Street

114 Prospect Street, Vermillion, SD 57069
House in Vermillion
Sold Oct 14, 2021
$198,000
$163,000 by Plains Commerce Bank
Mortgage Due Nov 01, 2051
Sold Jun 03, 2019
$158,000
$126,400 by Siouxland Fcu
Mortgage Due Jul 01, 2049
Local assessors in Vermillion, SD have categorized 114 Prospect Street as a residential type of property. The home was built in 1917 and is 107 years old. The property's lot size has been calculated to be 7,200 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 114 Prospect Street has a total of 1,388 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. The building has a roof that is made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Oct 14, 2021 for $198,000. That's $142.65 per sqft. Prior to that sales transaction, the property was also sold in Jun 3, 2019 for $158,000. 114 Prospect Street was last assessed in 2023. The total value of the property was assessed at $152,808. Specifically, the land the property is located on was valued at $12,024. While improvements on the property were assessed at a total of $140,784. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,200. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Stone Exterior
Wood Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1917
  • Effective Year Built: 1917
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Exterior Walls Type: Wood siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 934
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,200
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,388
  • Gross Building Area: 2,764
  • Building Area: 1,388
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,388
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SNYDERS ADDITION
  • Land Acres: 0.165
  • Standard Land Use Code: Single family residential
  • Legal Description 1: S 4' OF LOT 3 & ALL LOT 4 BLK 43 SNYDERS

Ownership

  • Current Owner : SOSINSKI HILLARY ELAINE
  • Previous Owner : SCHONE MARIE N
  • Owner Before Previous Owner: MERRIGAN PROPERTIES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Vermillion School District 13-1
  • Census Tract: 965900

Geography

  • Parcel: 15720-04300-040-00
  • Block: 43
  • Lot: 3-4
  • Municipality: VERMILLION CITY
  • Latitude: 42.781
  • Longitude: -96.9339

    Address

  • Full Address: 114 Prospect St
  • Address - House Number: 114
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: SD
  • City Name: Vermillion
  • Carrier Code: C002
  • 4-Digit Zip Code: 2028
  • Zip Code: 57069

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,200
  • Tax Rate Code Area: 15.05

    Appraisal Valuation

  • Standard Deviation: 0.2061
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 72
  • Final Value: 235,937
  • High Value: 284,569
  • Low Value: 187,305

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $163,000
  • First Open Lien Mortgage Lender: PLAINS COMMERCE BANK
  • First Open Lien Mortgage Recording Date: Oct 14, 2021
  • First Open Lien Mortgage Loan Amount: $163,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $152,808
  • Assessed Land Value: $12,024
  • Assessed Improvements Value: $140,784

    Sales

  • Current Sale Contract Date: Oct 14, 2021
  • Current Sale Recording Date: Oct 14, 2021
  • Current Sale Transaction ID: 11860211248
  • Current Sale Price: $198,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 146396
  • Previous Sale Recording Date: Jun 03, 2019
  • Previous Sale Contract Date: Jun 03, 2019
  • Previous Sale Amount: $158,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PLAINS COMMERCE BANK
  • First Mortgage Transaction Date: Oct 14, 2021
  • First Mortgage Loan Amount: $163,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: SIOUXLAND FCU
  • Previous Mortgage Transaction Date: Jun 03, 2019
  • Previous Mortgage Loan Amount: $126,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2049

About Vermillion



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 114 Prospect Street located in?
The 114 Prospect Street is a house located in the neighborhood of Vermillion in Vermillion, Vermillion.
What is the average sales price for listings in 114 Prospect Street?
The average sales price for units in 114 Prospect Street is $197,000 , or $124/sqft. currently.

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