Check Availability

1130 Clute Crest Lane

1130 Clute Crest Lane, Schenectady, NY 12309
Property in Niskayuna
Sold Sep 27, 2021
$385,000
$308,000 by Trustco Bank
Mortgage Due Aug 30, 2051
Sold Oct 12, 2006
$270,000
1130 Clute Crest Lane has been categorized by the local assessors in Schenectady, NY as a residential type of property. The building on the property was first built in 1998 and is 26 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 1130 Clute Crest Lane has 1,716 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,250 ft and across the front of the lot is 998 ft. The area measurement of the land has been determined as 12,632 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 440 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1130 Clute Crest Lane sold most recently in Aug 30, 2021 for a total of $385,000. If you work out the math, that's approximately a cost of $224.36 per sqft. Before that, the property was also sold for $270,000 in Oct 3, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,706 in taxes each year. 1130 Clute Crest Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $260,000. If we break it down further, the land itself was valued at $42,300. Improvements to the property, however, were assessed at a total of $217,700. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 12,632
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 998
  • Total Building Area: 1,716
  • Building Area: 1,716
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,716
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: AVON CREST WEST PHASE III
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : THAI JOHN
  • Current Owner 2: FISHER SHANNON
  • Previous Owner : CELENTANO KRISTIN M
  • Previous Owner 2: DAROIS PAUL R
  • Owner Before Previous Owner: DANNEHY T EDWARD BARBARA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Colonie Central School District
  • Census Tract: 031902

Zoning

  • Zoning: R1

Geography

  • District: 422400
  • Section: 60.12
  • Parcel: 422400 60.12-3-35
  • Block: 3
  • Lot: 35.000
  • Municipality: NISKAYUNA
  • Latitude: 42.7782
  • Longitude: -73.8792

    Address

  • Full Address: 1130 Clute Crest Ln
  • Address - House Number: 1130
  • Address - Street Name: Clute Crest
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C022
  • 4-Digit Zip Code: 4954
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,706
  • Tax Rate Code Area: 12601

    Appraisal Valuation

  • Standard Deviation: 0.2362
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 381,507
  • High Value: 471,638
  • Low Value: 291,377

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $308,000
  • First Open Lien Mortgage Lender: TRUSTCO BANK
  • First Open Lien Mortgage Recording Date: Sep 27, 2021
  • First Open Lien Mortgage Loan Amount: $308,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 30, 2051

    Market Valuation

  • Market Total Value: $329,100
  • Market Land Value: $53,542
  • Market Improvement Value: $275,558

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $260,000
  • Assessed Land Value: $42,300
  • Assessed Improvements Value: $217,700

    Sales

  • Current Sale Contract Date: Aug 30, 2021
  • Current Sale Recording Date: Sep 27, 2021
  • Current Sale Transaction ID: 11857802248
  • Current Sale Price: $385,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202147513
  • Previous Sale Recording Date: Oct 12, 2006
  • Previous Sale Contract Date: Oct 03, 2006
  • Previous Sale Amount: $270,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTCO BANK
  • First Mortgage Transaction Date: Sep 27, 2021
  • First Mortgage Loan Amount: $308,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 30, 2051

About Schenectady



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 1726 State Street, Schenectady, NY, 12304

$1,400 /mo

  • 3 Beds
  • 1 Bath
  • 1,200 ft²
1726 State Street, Schenectady, NY, 12304 Listing by James W Rosenberger

Frequently Asked Questions

What neighborhood is 1130 Clute Crest Lane located in?
The 1130 Clute Crest Lane is a located in the neighborhood of Niskayuna in Schenectady, Schenectady.
What is the average sales price for listings in 1130 Clute Crest Lane?
The average sales price for units in 1130 Clute Crest Lane is $0 currently.

Quantcast