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1120 Eugene Drive

1120 Eugene Drive, Schenectady, NY 12303
Property in Rotterdam
Sold Nov 17, 2016
$155,500
$152,454 by Homestead Funding Corp
Mortgage Due Dec 01, 2046
Sold May 27, 2010
$165,000
Local assessors in Schenectady, NY have categorized 1120 Eugene Drive as a residential type of property. The home was built in 1951 and is 73 years old. It was most recently renovated and altered in 1970. The property's lot size has been calculated to be 10,890 square feet. The linear feet between the front and back of the lot was measured at 1,690 ft and the front of the lot was measured at 650 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1120 Eugene Drive has a total of 1,633 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 425 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1120 Eugene Drive sold most recently in Nov 14, 2016 for a total of $155,500. If you work out the math, that's approximately a cost of $95.22 per sqft. Before that, the property was also sold for $165,000 in May 14, 2010. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $5,919 in taxes each year. 1120 Eugene Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $160,000. If we break it down further, the land itself was valued at $15,000. Improvements to the property, however, were assessed at a total of $145,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1951
  • Effective Year Built: 1970
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 425
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 10,890
  • Lot Size Depth Feet: 1,690
  • Lot Size Frontage Feet: 650
  • Total Building Area: 1,633
  • Building Area: 1,633
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,633
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: R,G,DM,FP STOODLEY GAR #4 - 93 5.-392-7

Ownership

  • Current Owner : COWLES KIMBERLY ANNE
  • Current Owner 2: CARIGNAN MILES
  • Previous Owner : VILLANO DIANE R
  • Owner Before Previous Owner: BERINATO EDWARD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rotterdam-Mohonasen Central School District
  • School Tax School District: MOHONASEN
  • Census Tract: 032901

Zoning

  • Zoning: R-1

Geography

  • District: 422800
  • Section: 71.07
  • Parcel: 422800 71.7-2-6
  • Block: 2
  • Lot: 6.000
  • Municipality: ROTTERDAM
  • Latitude: 42.7644
  • Longitude: -73.9325

    Address

  • Full Address: 1120 Eugene Dr
  • Address - House Number: 1120
  • Address - Street Name: Eugene
  • Address - Suffix Type: Dr
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C015
  • 4-Digit Zip Code: 4333
  • Zip Code: 12303

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,919
  • Tax Rate Code Area: 422803

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 263,700
  • High Value: 325,600
  • Low Value: 201,800

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $152,454
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: Nov 17, 2016
  • First Open Lien Mortgage Loan Amount: $152,454
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2046

    Market Valuation

  • Market Total Value: $210,500
  • Market Land Value: $19,734
  • Market Improvement Value: $190,766

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $160,000
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $145,000

    Sales

  • Current Sale Contract Date: Nov 14, 2016
  • Current Sale Recording Date: Nov 17, 2016
  • Current Sale Transaction ID: 1962635904
  • Current Sale Price: $155,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201653618
  • Previous Sale Recording Date: May 27, 2010
  • Previous Sale Contract Date: May 14, 2010
  • Previous Sale Amount: $165,000
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Nov 17, 2016
  • First Mortgage Loan Amount: $152,454
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2046

About Rotterdam



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Frequently Asked Questions

What neighborhood is 1120 Eugene Drive located in?
The 1120 Eugene Drive is a located in the neighborhood of Rotterdam in Rotterdam, Schenectady.
What is the average sales price for listings in 1120 Eugene Drive?
The average sales price for units in 1120 Eugene Drive is $0 currently.

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