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112 Saratoga Lane

112 Saratoga Lane, Swedesboro, NJ 08085
Property in Gloucester
Sold Dec 27, 2021
$400,000
$392,755 by Nation One Mortgage
Mortgage Due Nov 01, 2051
Sold Oct 18, 2005
$373,500
$200,000 by Assured Lending Corp
Mortgage Due Oct 01, 2020
Local assessors in Swedesboro, NJ have categorized 112 Saratoga Lane as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 9,888 square feet. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 112 Saratoga Lane has a total of 2,748 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 112 Saratoga Lane was last sold in Oct 15, 2021 for $400,000. According to our calculations, that's $145.56 per sqft. Prior to that sales transaction, the property was sold for $373,500 in Sep 29, 2005. Current property owners are expected to pay $10,850 in taxes per year. The property on 112 Saratoga Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $328,900. To break that down further, the land itself was valued at $56,400. While improvements to the property were assessed at a total of $272,500. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Condition

Level Lot

Building Style

Colonial
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Bedroom Count: 0
  • Construction Type: Frame
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,888
  • Total Building Area: 2,748
  • Building Area: 2,748
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,748
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LEXINGTON HILL AT WEATHERBY SECTION 2.2
  • Land Acres: 0.227
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : BOTTE STEPHANIE
  • Current Owner 2: FARRELL ROBERT
  • Previous Owner : GEEVARGHESE JOHN
  • Previous Owner 2: GEEVARGHESE LIZIAMMA
  • Owner Before Previous Owner: ABALLA EDWARD
  • Owner Before Previous Owner 2: ABALLA KRISTEN L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Kingsway Regional School District
  • Census Tract: 502201

Geography

  • Assessors Map Reference: TAX MAP 3.04
  • District: 24
  • Parcel: 24 00003- 30-00016
  • Block: 3.30
  • Lot: 16
  • Municipality: WOOLWICH TWP
  • Latitude: 39.7418
  • Longitude: -75.3289

    Address

  • Full Address: 112 Saratoga Ln
  • Address - House Number: 112
  • Address - Street Name: Saratoga
  • Address - Suffix Type: Ln
  • State: NJ
  • City Name: Swedesboro
  • Carrier Code: C006
  • 4-Digit Zip Code: 4200
  • Zip Code: 08085

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,850

    Appraisal Valuation

  • Standard Deviation: 0.183
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 76
  • Final Value: 531,280
  • High Value: 628,515
  • Low Value: 434,045

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $392,755
  • First Open Lien Mortgage Lender: NATION ONE MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 27, 2021
  • First Open Lien Mortgage Loan Amount: $392,755
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $390,617
  • Market Land Value: $66,983
  • Market Improvement Value: $323,634

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $328,900
  • Assessed Land Value: $56,400
  • Assessed Improvements Value: $272,500

    Sales

  • Current Sale Contract Date: Oct 15, 2021
  • Current Sale Recording Date: Dec 27, 2021
  • Current Sale Transaction ID: 11876100330
  • Current Sale Price: $400,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 68897
  • Previous Sale Recording Date: Oct 18, 2005
  • Previous Sale Contract Date: Sep 29, 2005
  • Previous Sale Amount: $373,500
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: NATION ONE MORTGAGE
  • First Mortgage Transaction Date: Dec 27, 2021
  • First Mortgage Loan Amount: $392,755
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: ASSURED LENDING CORP
  • Previous Mortgage Transaction Date: Oct 18, 2005
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Oct 01, 2020

About Gloucester



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Frequently Asked Questions

What neighborhood is 112 Saratoga Lane located in?
The 112 Saratoga Lane is a located in the neighborhood of Gloucester in Gloucester, Swedesboro.
What is the average sales price for listings in 112 Saratoga Lane?
The average sales price for units in 112 Saratoga Lane is $0 currently.

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