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1119 Lydia Street

1119 Lydia Street, Louisville, KY 40217
Property in Schnitzelburg
Sold Jun 26, 2018
$160,000
$155,200 by American Mortgage Service Co
Mortgage Due Jul 01, 2048
Sold Mar 08, 2013
$123,500
$121,262 by Patriot Bank Mortgage Inc
Mortgage Due Apr 01, 2043
1119 Lydia Street has been categorized by the local assessors in Louisville, KY as a residential type of property. The building on the property was first built in 1910 and is 114 years old. The home comes with a single bedroom. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1119 Lydia Street has 1,188 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 676 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,440 ft and across the front of the lot is 300 ft. The area measurement of the land has been determined as 4,260 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of D+ by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of wood siding. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. The property was last sold in Jun 25, 2018 for $160,000. That's $134.68 per sqft. Prior to that sales transaction, the property was also sold in Mar 7, 2013 for $123,500. 1119 Lydia Street was last assessed in 2023. The total value of the property was assessed at $153,420. Specifically, the land the property is located on was valued at $31,500. While improvements on the property were assessed at a total of $121,920. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,059. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Partial basement
  • Basement Area: 676
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,260
  • Lot Size Depth Feet: 1,440
  • Lot Size Frontage Feet: 300
  • Total Building Area: 1,188
  • Building Area: 1,188
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,188
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MERIWETHER'S ENLARGEMENT
  • Land Acres: 0.098
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.0978 AC +/-; NES LYDIA ST, 240 FT NW OF TEXAS ST

Ownership

  • Current Owner : ABBOTT ERIC C
  • Current Owner 2: ABBOTT KATHRYN A
  • Previous Owner : BABOTT ALAN C
  • Owner Before Previous Owner: MARSH TABITHA R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006800

Zoning

  • Zoning: R5-RESIDEN

Geography

  • Account Number: 00108776
  • District: 100023
  • Parcel: 09026C00440000
  • Block: 13
  • Municipality: LOUISVILLE
  • Latitude: 38.2241
  • Longitude: -85.7364

    Address

  • Full Address: 1119 Lydia St
  • Address - House Number: 1119
  • Address - Street Name: Lydia
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C039
  • 4-Digit Zip Code: 1248
  • Zip Code: 40217

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,059
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2163
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 228,389
  • High Value: 277,809
  • Low Value: 178,968

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $155,200
  • First Open Lien Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Open Lien Mortgage Recording Date: Jun 26, 2018
  • First Open Lien Mortgage Loan Amount: $155,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2048

    Market Valuation

  • Market Total Value: $153,420
  • Market Land Value: $31,500
  • Market Improvement Value: $121,920

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $153,420
  • Assessed Land Value: $31,500
  • Assessed Improvements Value: $121,920

    Sales

  • Current Sale Contract Date: Jun 25, 2018
  • Current Sale Recording Date: Jun 26, 2018
  • Current Sale Transaction ID: 11480268965
  • Current Sale Price: $160,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2018148693
  • Previous Sale Recording Date: Mar 08, 2013
  • Previous Sale Contract Date: Mar 07, 2013
  • Previous Sale Amount: $123,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Mortgage Transaction Date: Jun 26, 2018
  • First Mortgage Loan Amount: $155,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: PATRIOT BANK MORTGAGE INC
  • Previous Mortgage Transaction Date: Mar 08, 2013
  • Previous Mortgage Loan Amount: $121,262
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Apr 01, 2043

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Frequently Asked Questions

What neighborhood is 1119 Lydia Street located in?
The 1119 Lydia Street is a located in the neighborhood of Schnitzelburg in Central Louisville, Louisville.
What is the average sales price for listings in 1119 Lydia Street?
The average sales price for units in 1119 Lydia Street is $0 currently.

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