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1114 Rutger Street

1114 Rutger Street, Utica, NY 13501
Property in East Utica
Sold Jul 10, 1998
$57,500
$122,500 by Royal United Mortgage Llc
Mortgage Due Apr 01, 2054
Sold Apr 30, 1998
$18,920
1114 Rutger Street has been categorized by the local assessors in Utica, NY as a residential type of property. The building on the property was first built in 1930 and is 94 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 1114 Rutger Street has 1,552 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,410 ft and across the front of the lot is 530 ft. The area measurement of the land has been determined as 7,473 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 216 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1114 Rutger Street was last sold in Jul 10, 1998 for $57,500. According to our calculations, that's $37.05 per sqft. Prior to that sales transaction, the property was sold for $18,920 in Apr 30, 1998. Current property owners are expected to pay $1,250 in taxes per year. The property on 1114 Rutger Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $43,100. To break that down further, the land itself was valued at $6,900. While improvements to the property were assessed at a total of $36,200. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 216
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 7,473
  • Lot Size Depth Feet: 1,410
  • Lot Size Frontage Feet: 530
  • Total Building Area: 1,552
  • Building Area: 1,552
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,552
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1-16-05-009 50X1278 319.070-0003-006.000/0000

Ownership

  • Current Owner : HARRIS DEBORAH
  • Current Owner 2: ROSARIO JULIO
  • Previous Owner : MONGIOVI BIAGIA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Utica City School District
  • School Tax School District: UTICA
  • Census Tract: 021302

Geography

  • Account Number: 11.146380
  • District: 301600
  • Section: 319.70
  • Parcel: 301600 319.70-3-6
  • Block: 3
  • Lot: 6.000
  • Municipality: UTICA
  • Latitude: 43.0908
  • Longitude: -75.2101

    Address

  • Full Address: 1114 Rutger St
  • Address - House Number: 1114
  • Address - Street Name: Rutger
  • Address - Suffix Type: St
  • State: NY
  • City Name: Utica
  • Carrier Code: C002
  • 4-Digit Zip Code: 2522
  • Zip Code: 13501

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,250
  • Tax Rate Code Area: 301600

    Appraisal Valuation

  • Standard Deviation: 0.2751
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 44
  • Final Value: 140,993
  • High Value: 179,790
  • Low Value: 102,195

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $195,000
  • First Open Lien Mortgage Lender: ROYAL UNITED MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Mar 18, 2024
  • First Open Lien Mortgage Loan Amount: $122,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2054
  • Second Open Lien Mortgage Lender: US BANK NA
  • Second Open Lien Mortgage Recording Date: Jun 21, 2007
  • Second Open Lien Mortgage Loan Amount: $72,500
  • Second Open Lien Mortgage Term: 294
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • Second Open Lien Mortgage Loan Due Date: Jan 01, 2032

    Market Valuation

  • Market Total Value: $100,233
  • Market Land Value: $16,047
  • Market Improvement Value: $84,186

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,100
  • Assessed Land Value: $6,900
  • Assessed Improvements Value: $36,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 10, 1998
  • Current Sale Recording Date: Jul 10, 1998
  • Current Sale Transaction ID: 1106807792
  • Current Sale Price: $57,500
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Apr 30, 1998
  • Previous Sale Contract Date: Apr 30, 1998
  • Previous Sale Amount: $18,920
  • Previous Sale Document Type: Deed

About East Utica



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Frequently Asked Questions

What neighborhood is 1114 Rutger Street located in?
The 1114 Rutger Street is a located in the neighborhood of East Utica in East Utica, Utica.
What is the average sales price for listings in 1114 Rutger Street?
The average sales price for units in 1114 Rutger Street is $0 currently.

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