Check Availability

1109 Cook Avenue

1109 Cook Avenue, Saint Paul, MN 55106
Property in Payne - Phalen
Sold Apr 28, 2021
$248,900
$233,756 by Wells Fargo Bank Na
Mortgage Due May 01, 2051
Sold Feb 06, 2015
$123,636
$117,826 by American Mortgage & Equity Con
Mortgage Due Feb 01, 2045
Local assessors in Saint Paul, MN have categorized 1109 Cook Avenue as a residential type of property. The home was built in 1948 and is 76 years old. It was most recently renovated and altered in 1963. The property's lot size has been calculated to be 4,792 square feet. The linear feet between the front and back of the lot was measured at 1,250 ft and the front of the lot was measured at 410 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bungalow style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1109 Cook Avenue has a total of 1,355 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a mixed used garage for those who need a place to park their vehicle. The garage on the property is 400 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C-. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 23, 2021 for $248,900. That's $183.69 per sqft. Prior to that sales transaction, the property was also sold in Jan 30, 2015 for $123,636. 1109 Cook Avenue was last assessed in 2022. The total value of the property was assessed at $235,500. Specifically, the land the property is located on was valued at $20,000. While improvements on the property were assessed at a total of $215,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,552. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1948
  • Effective Year Built: 1963
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C-
  • Construction Type: Frame
  • Building Style: Bungalow
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Mixed use
  • Garage Square Area: 400
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,792
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 410
  • Total Building Area: 1,355
  • Building Area: 1,355
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,355
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: GOVERNOR JOHNSON ADDITION
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 27 BLOCK 1 OF GOVERNOR JOHNSON ADDITION LOT 27 BLK 1

Ownership

  • Current Owner : COLLINS JESSE
  • Previous Owner : PETERSON CHAD MICHAEL
  • Previous Owner 2: PETERSON MELINDA
  • Owner Before Previous Owner: CRESAP JODI E
  • Owner Before Previous Owner 2: CRESAP JULIE A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 031600

Geography

  • Parcel: 28-29-22-13-0023
  • Block: 1
  • Lot: 27
  • Meridian: SEC 28 TWN 029 RNG 022
  • Municipality: ST PAUL
  • Latitude: 44.9733
  • Longitude: -93.0538

    Address

  • Full Address: 1109 Cook Ave E
  • Address - House Number: 1109
  • Street Segment Direction: E
  • Address - Street Name: Cook
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C048
  • 4-Digit Zip Code: 3322
  • Zip Code: 55106

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,552

    Appraisal Valuation

  • Standard Deviation: 0.2323
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 67
  • Final Value: 265,852
  • High Value: 327,622
  • Low Value: 204,081

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $248,756
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Apr 28, 2021
  • First Open Lien Mortgage Loan Amount: $233,756
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051
  • Second Open Lien Mortgage Lender: COMMUNITY NEIGHBORHOOD HOUSING
  • Second Open Lien Mortgage Recording Date: Apr 28, 2021
  • Second Open Lien Mortgage Loan Amount: $15,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: May 01, 2026

    Market Valuation

  • Market Total Value: $235,500
  • Market Land Value: $20,000
  • Market Improvement Value: $215,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $235,500
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $215,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 23, 2021
  • Current Sale Recording Date: Apr 28, 2021
  • Current Sale Transaction ID: 11832921332
  • Current Sale Price: $248,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: T02697979
  • Previous Sale Recording Date: Feb 06, 2015
  • Previous Sale Contract Date: Jan 30, 2015
  • Previous Sale Amount: $123,636
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Apr 28, 2021
  • First Mortgage Loan Amount: $233,756
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN MORTGAGE & EQUITY CON
  • Previous Mortgage Transaction Date: Feb 06, 2015
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $117,826
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Feb 01, 2045

About Payne - Phalen



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 1495 Ivy Avenue E, Saint Paul, MN, 55106

$1,795 /mo

  • 3 Beds
  • 1 Bath
  • 974 ft²
1495 Ivy Avenue E, Saint Paul, MN, 55106 Listing by Justin E. Fox

Frequently Asked Questions

What neighborhood is 1109 Cook Avenue located in?
The 1109 Cook Avenue is a located in the neighborhood of Payne - Phalen in Payne - Phalen, Saint Paul.
What is the average sales price for listings in 1109 Cook Avenue?
The average sales price for units in 1109 Cook Avenue is $0 currently.

Quantcast