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1106 Spruce Street

1106 Spruce Street, West Bend, WI 53090
Property in West Bend
Sold Feb 26, 2018
$249,000
Buyer
Seller
$231,990 by Cmg Mortgage Inc
Mortgage Due Mar 01, 2048
Sold Dec 15, 2015
$230,000
1106 Spruce Street in West Bend, WI was first built in 2002 and is 22 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 1106 Spruce Street has 1,773 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,239 sqft and has been categorized as a full basement. In total, the area measurement of the land is 11,761 square feet.

Learn more about the property and building on this page. There is a open porch. The roof of the home is made of shingle (not wood). Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a garage. The garage is 504 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1106 Spruce Street was last sold in Feb 23, 2018 for $249,000. According to our calculations, that's $140.44 per sqft. Prior to that sales transaction, the property was sold for $230,000 in Dec 15, 2015. Current property owners are expected to pay $4,893 in taxes per year. The property on 1106 Spruce Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $243,700. To break that down further, the land itself was valued at $57,300. While improvements to the property were assessed at a total of $186,400. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: C+
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 1,239
  • Garage Type: Garage
  • Garage Square Area: 504
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 11,761
  • Total Building Area: 1,773
  • Building Area: 1,773
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,773
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PINE CREEK
  • Land Acres: 0.27
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PINE CREEK SUBD ADDITION NO 2 LOT 77 DOC 1447111

Ownership

  • Current Owner : GARZA TOM
  • Previous Owner : GEIGER DAVID
  • Owner Before Previous Owner: HACKWELL BLAINE W
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: West Bend School District
  • School Tax School District: WALLACE LKE SAN
  • Census Tract: 420105

Zoning

  • Zoning: RS3

Geography

  • District: 291
  • Parcel: 1119-121-0177
  • Lot: 77
  • Meridian: SEC 12 TWN 11N RNG 19E
  • Municipality: CITY OF WEST BEND
  • Latitude: 43.4378
  • Longitude: -88.1646

    Address

  • Full Address: 1106 Spruce St
  • Address - House Number: 1106
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: WI
  • City Name: West Bend
  • Carrier Code: R009
  • 4-Digit Zip Code: 5451
  • Zip Code: 53090

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,893

    Appraisal Valuation

  • Standard Deviation: 0.1557
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 80
  • Final Value: 384,340
  • High Value: 444,199
  • Low Value: 324,482

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $291,885
  • First Open Lien Mortgage Lender: CMG MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Feb 26, 2018
  • First Open Lien Mortgage Loan Amount: $231,990
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2048
  • Second Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • Second Open Lien Mortgage Recording Date: Dec 27, 2021
  • Second Open Lien Mortgage Loan Amount: $20,874
  • Second Open Lien Mortgage Term: 314
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2048
  • Third Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Third Open Lien Mortgage Recording Date: Apr 06, 2023
  • Third Open Lien Mortgage Loan Amount: $27,625
  • Third Open Lien Mortgage Term: 479
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Third Open Lien Mortgage Loan Due Date: Apr 01, 2063
  • Fourth Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Fourth Open Lien Mortgage Recording Date: Jan 10, 2024
  • Fourth Open Lien Mortgage Loan Amount: $11,396
  • Fourth Open Lien Mortgage Term: 470
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Fourth Open Lien Mortgage Loan Due Date: Apr 01, 2063

    Market Valuation

  • Market Total Value: $349,282
  • Market Land Value: $55,881
  • Market Improvement Value: $293,401

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $243,700
  • Assessed Land Value: $57,300
  • Assessed Improvements Value: $186,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 23, 2018
  • Current Sale Recording Date: Feb 26, 2018
  • Current Sale Transaction ID: 11419816911
  • Current Sale Price: $249,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1447111
  • Previous Sale Recording Date: Dec 15, 2015
  • Previous Sale Contract Date: Dec 15, 2015
  • Previous Sale Amount: $230,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CMG MORTGAGE INC
  • First Mortgage Transaction Date: Feb 26, 2018
  • First Mortgage Loan Amount: $231,990
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2048

About West Bend



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Frequently Asked Questions

What neighborhood is 1106 Spruce Street located in?
The 1106 Spruce Street is a located in the neighborhood of West Bend in West Bend, West Bend.
What is the average sales price for listings in 1106 Spruce Street?
The average sales price for units in 1106 Spruce Street is $0 currently.

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