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110 Smith Street

110 Smith Street, Lowell, MA 01851
Property in Highlands
Sold Aug 31, 2015
$248,000
$54,000 by Santander Bank Na
Mortgage Due Feb 01, 2048
Sold Sep 26, 2008
$239,900
$245,057 by Ross Mortgage Co Inc
Mortgage
110 Smith Street in Lowell, MA was first built in 2007 and is 17 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a condo style. There are a total of 3 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 110 Smith Street has 1,269 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. For those who need parking, there is a garage. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Jan 1, 1970 for $248,000. That's $195.43 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $239,900. 110 Smith Street was last assessed in 2023. The total value of the property was assessed at $377,600. While improvements on the property were assessed at a total of $377,600. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $4,690. The initial tax year of delinquency was in 2022. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking
Guest Parking

Facilities

Storage Available
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Condo
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 3
  • Living Units: 5
  • Basement Type: Unfinished basement
  • Basement Area: 461
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 0
  • Total Building Area: 1,269
  • Gross Building Area: 2,945
  • Building Area: 1,269
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,269
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Standard Land Use Code: Condominium unit (residential)

Ownership

  • Current Owner : SAINI NITESH S
  • Current Owner 2: BADWAL SARBJIT K
  • Previous Owner : BUTH SABAY
  • Owner Before Previous Owner: CARLISLE EQUITY LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lowell School District
  • School Tax School District: LOWELL SD
  • Census Tract: 311800

Zoning

  • Zoning: TMF

Geography

  • Account Number: C20230
  • Parcel: LOWE M:122 B:5400 L:110 U:110
  • Block: 5400
  • Lot: 110
  • Municipality: LOWELL
  • Latitude: 42.6352
  • Longitude: -71.3219

    Address

  • Full Address: 110 Smith St
  • Address - House Number: 110
  • Address - Street Name: Smith
  • Address - Suffix Type: St
  • State: MA
  • City Name: Lowell
  • Carrier Code: C039
  • 4-Digit Zip Code: 2676
  • Zip Code: 01851

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,690
  • Intital Tax Deliquent Year: 2022

    Appraisal Valuation

  • Standard Deviation: 0.1747
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 77
  • Final Value: 472,597
  • High Value: 555,169
  • Low Value: 390,025

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $233,300
  • First Open Lien Mortgage Lender: SANTANDER BANK NA
  • First Open Lien Mortgage Recording Date: Feb 05, 2018
  • First Open Lien Mortgage Loan Amount: $54,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Closed-end Mortgage
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2048
  • Second Open Lien Mortgage Lender: SANTANDER BANK NA
  • Second Open Lien Mortgage Recording Date: Oct 30, 2020
  • Second Open Lien Mortgage Loan Amount: $179,300
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $377,600
  • Assessed Improvements Value: $377,600

    Sales

  • Current Sale Recording Date: Aug 31, 2015
  • Current Sale Transaction ID: 1292406280
  • Current Sale Price: $248,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 39724
  • Previous Sale Recording Date: Sep 26, 2008
  • Previous Sale Amount: $239,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SANTANDER BANK NA
  • First Mortgage Transaction Date: Aug 31, 2015
  • First Mortgage Loan Amount: $198,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 31, 2045

    Previous Mortgages

  • Previous Mortgage Lender: ROSS MORTGAGE CO INC
  • Previous Mortgage Transaction Date: Sep 26, 2008
  • Previous Mortgage Loan Amount: $245,057
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Highlands



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Nearby Rentals

Unit for rent at 130 John, Lowell, MA, 01852

$2,000 /mo

  • 1 Bed
  • 1 Bath
  • 802 ft²
130 John #104, Lowell, MA, 01852 Listing by Lowell Loft Group

Frequently Asked Questions

What neighborhood is 110 Smith Street located in?
The 110 Smith Street is a located in the neighborhood of Highlands in Highlands, Lowell.
What is the average sales price for listings in 110 Smith Street?
The average sales price for units in 110 Smith Street is $0 currently.

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