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10989 Waterpoint Drive

10989 Waterpoint Drive, Allendale, MI 49401
Property in Allendale
Sold Dec 12, 2016
$282,000
$247,900 by United Wholesale Mortgage
Mortgage Due Dec 01, 2036
Sold Feb 26, 2016
$50,508
$208,324 by Macatawa Bank
Mortgage
Local assessors in Allendale, MI have categorized 10989 Waterpoint Drive as a residential type of property. The home was built in 2016 and is 8 years old. The property's lot size has been calculated to be 15,411 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a condo style. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10989 Waterpoint Drive has a total of 2,178 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 730 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B-. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 10989 Waterpoint Drive sold most recently in Dec 9, 2016 for a total of $282,000. If you work out the math, that's approximately a cost of $129.48 per sqft. Before that, the property was also sold for $50,508 in Feb 23, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,313 in taxes each year. 10989 Waterpoint Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $186,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2016
  • Effective Year Built: 2016
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: B-
  • Building Style: Condo
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,089
  • Garage Type: Garage
  • Garage Square Area: 730
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 15,411
  • Total Building Area: 2,178
  • Building Area: 2,178
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,178
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OTTAWA COUNTY CONDO SUB
  • Land Acres: 0.353
  • Standard Land Use Code: Condominium unit (residential)
  • Legal Description 1: UNIT 81 HIDDEN SHORES, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 3632 PAGES 722-782 OTTAWA COUNTY CONDO SUB PLAN NO 330

Ownership

  • Current Owner : GRAHAM AUSTIN
  • Current Owner 2: RENDON KELSEY
  • Previous Owner : JIM TIBBE HOMES LLC
  • Owner Before Previous Owner: GRAND VALLEY DEVELOPERS LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Life Tenant
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Allendale Public School District
  • School Tax School District: ALLENDALE
  • Census Tract: 024402

Geography

  • District: 11
  • Parcel: 70-09-28-201-023
  • Block: 201
  • Meridian: SEC 28 TWN 07N RNG 14W
  • Municipality: ALLENDALE TWP
  • Latitude: 42.9685
  • Longitude: -85.9734

    Address

  • Full Address: 10989 Waterpoint Dr
  • Legal Unit: 81
  • Address - House Number: 10989
  • Address - Street Name: Waterpoint
  • Address - Suffix Type: Dr
  • State: MI
  • City Name: Allendale
  • Carrier Code: R002
  • 4-Digit Zip Code: 9661
  • Zip Code: 49401

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,313

    Appraisal Valuation

  • Standard Deviation: 0.1684
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 78
  • Final Value: 496,471
  • High Value: 580,081
  • Low Value: 412,861

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $247,900
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 19, 2021
  • First Open Lien Mortgage Loan Amount: $247,900
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2036

    Market Valuation

  • Market Total Value: $372,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $186,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 09, 2016
  • Current Sale Recording Date: Dec 12, 2016
  • Current Sale Transaction ID: 1914279201
  • Current Sale Price: $282,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016-0047430
  • Previous Sale Recording Date: Feb 26, 2016
  • Previous Sale Contract Date: Feb 23, 2016
  • Previous Sale Amount: $50,508
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LAKE MICHIGAN CU
  • First Mortgage Transaction Date: Dec 12, 2016
  • First Mortgage Loan Amount: $267,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: MACATAWA BANK
  • Previous Mortgage Transaction Date: Feb 26, 2016
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $208,324
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

About Allendale



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Frequently Asked Questions

What neighborhood is 10989 Waterpoint Drive located in?
The 10989 Waterpoint Drive is a located in the neighborhood of Allendale in Allendale, Allendale.
What is the average sales price for listings in 10989 Waterpoint Drive?
The average sales price for units in 10989 Waterpoint Drive is $0 currently.

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