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1098 County Route 20

1098 County Route 20, Oswego, NY 13126
Property in Oswego
Sold Sep 28, 2005
$72,500
$71,709 by Commonfund Mortgage Corp
Mortgage Due Oct 01, 2035
1098 County Route 20 in Oswego, NY was first built in 1952 and is 72 years old. Although, the building on the property was most recently renovated and altered in 1970. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1098 County Route 20 has 1,092 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 41,382 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a attached garage. The garage is 576 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. As for heating, the home is utilizing a forced air unit and being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1098 County Route 20 was last sold in Sep 26, 2005 for $72,500. According to our calculations, that's $66.39 per sqft. Current property owners are expected to pay $2,659 in taxes per year. The property on 1098 County Route 20 was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $74,800. To break that down further, the land itself was valued at $23,800. While improvements to the property were assessed at a total of $51,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1952
  • Effective Year Built: 1970
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 41,382
  • Total Building Area: 1,092
  • Building Area: 1,092
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,092
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.95
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : REED THOMAS J
  • Previous Owner : TAFLER MICHAEL
  • Previous Owner 2: MACEY KATHLEEN A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oswego City School District
  • School Tax School District: OSWEGO
  • Census Tract: 021401

Zoning

  • Zoning: 01 - NOT Z

Geography

  • District: 354200
  • Section: 163.13
  • Parcel: 354200 163.13-01-04.02
  • Block: 1
  • Lot: 4.020
  • Municipality: OSWEGO
  • Latitude: 43.4117
  • Longitude: -76.6045

    Address

  • Full Address: 1098 County Route 20
  • Address - House Number: 1098
  • Address - Street Name: County Route 20
  • State: NY
  • City Name: Oswego
  • Carrier Code: R003
  • 4-Digit Zip Code: 5668
  • Zip Code: 13126

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,659
  • Tax Rate Code Area: 351200

    Appraisal Valuation

  • Standard Deviation: 0.2147
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 57
  • Final Value: 149,580
  • High Value: 181,699
  • Low Value: 117,460

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $71,709
  • First Open Lien Mortgage Lender: COMMONFUND MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Sep 28, 2005
  • First Open Lien Mortgage Loan Amount: $71,709
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2035

    Market Valuation

  • Market Total Value: $108,406
  • Market Land Value: $34,493
  • Market Improvement Value: $73,913

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $74,800
  • Assessed Land Value: $23,800
  • Assessed Improvements Value: $51,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 26, 2005
  • Current Sale Recording Date: Sep 28, 2005
  • Current Sale Transaction ID: 1123147569
  • Current Sale Price: $72,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R-2005-012681

    Last Sale Mortgage

  • First Mortgage Lender: COMMONFUND MORTGAGE CORP
  • First Mortgage Transaction Date: Sep 28, 2005
  • First Mortgage Loan Amount: $71,709
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2035

About Oswego



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Frequently Asked Questions

What neighborhood is 1098 County Route 20 located in?
The 1098 County Route 20 is a located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 1098 County Route 20?
The average sales price for units in 1098 County Route 20 is $0 currently.

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