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10971 Cold Spring Drive

10971 Cold Spring Drive, Dayton, OH 45458
Property in Washington
Sold Jan 27, 2020
$670,000
$569,500 by The Huntington National Bank
Mortgage Due Feb 01, 2050
Sold Jul 28, 2010
$60,000
$417,000 by Wright-patt Credit Union Inc
Mortgage Due May 01, 2041
10971 Cold Spring Drive in Dayton, OH was first built in 2010 and is 14 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 10971 Cold Spring Drive has 4,795 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,600 sqft and has been categorized as a full basement. In total, the area measurement of the land is 49,005 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 713 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with steel control joints. The quality of the control joints have been graded by the local assessor with a letter grade of A. The condition of the building has been evaluated as good. The exterior walls of the home are made of masonry. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 10971 Cold Spring Drive sold most recently in Jan 23, 2020 for a total of $670,000. If you work out the math, that's approximately a cost of $121.64 per sqft. Before that, the property was also sold for $60,000 in Jul 26, 2010. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $14,127 in taxes each year. 10971 Cold Spring Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $227,340. If we break it down further, the land itself was valued at $46,860. Improvements to the property, however, were assessed at a total of $180,480. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 15
  • Building Condition: Good
  • Building Quality: A
  • Construction Type: Steel
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Masonry
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 1,600
  • Garage Type: Attached
  • Garage Square Area: 713
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 49,005
  • Total Building Area: 5,508
  • Gross Building Area: 5,788
  • Building Area: 4,795
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 4,795
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: THE SPRINGS @ THE VILLAGES OF WINDING CR
  • Land Acres: 1.125
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 10 THE SPRINGS @ THE VILLAGES OF WINDING CREEK SEC ONE

Ownership

  • Current Owner : PATEL NEIL
  • Current Owner 2: PATEL STACEY
  • Previous Owner : CACCAMO MICHAEL
  • Previous Owner 2: MICHAEL CACCAMO REVOCABLE TRUS
  • Owner Before Previous Owner: VWC HOLDINGS LTD
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Centerville City School District
  • School Tax School District: CENTERVILLE CSD
  • Census Tract: 040305

Geography

  • Assessors Map Reference: 15-0223-39
  • District: O67
  • Parcel: O67-22339-0010
  • Lot: 10
  • Municipality: WASHINGTON TWP
  • Latitude: 39.5856
  • Longitude: -84.1564

    Address

  • Full Address: 10971 Cold Spring Dr
  • Address - House Number: 10971
  • Address - Street Name: Cold Spring
  • Address - Suffix Type: Dr
  • State: OH
  • City Name: Dayton
  • Carrier Code: R005
  • 4-Digit Zip Code: 4514
  • Zip Code: 45458

Valuation

    Tax

  • Total Area: 3,200
  • Tax Year: 2023
  • Tax Amount: $14,127
  • Tax Rate Code Area: O67

    Appraisal Valuation

  • Standard Deviation: 0.1698
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 66
  • Final Value: 680,473
  • High Value: 796,035
  • Low Value: 564,910

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $569,500
  • First Open Lien Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Jan 27, 2020
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $569,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $649,540
  • Market Land Value: $133,880
  • Market Improvement Value: $515,660

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $227,340
  • Assessed Land Value: $46,860
  • Assessed Improvements Value: $180,480

    Sales

  • Current Sale Contract Date: Jan 23, 2020
  • Current Sale Recording Date: Jan 27, 2020
  • Current Sale Transaction ID: 11720637563
  • Current Sale Price: $670,000
  • Current Sale Document Type: Fiduciary Deed
  • Current Sale Input Document Number: 2020-00006148
  • Previous Sale Recording Date: Jul 28, 2010
  • Previous Sale Contract Date: Jul 26, 2010
  • Previous Sale Amount: $60,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • First Mortgage Transaction Date: Jan 27, 2020
  • First Mortgage Loan Amount: $569,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2050

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: WRIGHT-PATT CREDIT UNION INC
  • Previous Mortgage Transaction Date: Jul 28, 2010
  • Previous Mortgage Loan Amount: $417,000
  • Previous Mortgage Term: 369
  • Previous Mortgage Loan Type: Building or Construction Loan
  • Previous Mortgage Loan Due Date: May 01, 2041

About Montgomery



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 10971 Cold Spring Drive located in?
The 10971 Cold Spring Drive is a located in the neighborhood of Washington in Montgomery, Dayton.
What is the average sales price for listings in 10971 Cold Spring Drive?
The average sales price for units in 10971 Cold Spring Drive is $0 currently.

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