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10948 North Rt 44 Highway

10948 North Rt 44 Highway, Waterville, PA 17776
Property in Cummings
Sold Feb 11, 2020
$86,900
$69,520 by Truist Bank
Mortgage Due Mar 01, 2035
Sold Sep 01, 1976
$7,500
Local assessors in Waterville, PA have categorized 10948 North Rt 44 Highway as a residential type of property. The home was built in 1925 and is 99 years old. The property's lot size has been calculated to be 43,560 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10948 North Rt 44 Highway has a total of 722 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of unknown were used in the construction of the exterior walls of the home. Residents rely on no air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 10948 North Rt 44 Highway sold most recently in Feb 10, 2020 for a total of $86,900. If you work out the math, that's approximately a cost of $120.36 per sqft. Before that, the property was also sold for $7,500 in Sep 1, 1976. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $985 in taxes each year. 10948 North Rt 44 Highway was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $39,580. If we break it down further, the land itself was valued at $20,000. Improvements to the property, however, were assessed at a total of $19,580. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 722
  • Building Area: 722
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 722
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 1
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MUMMEY JARED R
  • Previous Owner : LEATHERS GERALD P
  • Previous Owner 2: LEATHERS PAULETTA M

Neighborhood

  • School District Name: Jersey Shore Area School District
  • School Tax School District: JERSEY SHORE
  • Census Tract: 010200

Zoning

  • Zoning: 4RER

Geography

  • District: 09
  • Parcel: 09+,001.0-0101.00-000+
  • Municipality: CUMMINGS TWP
  • Latitude: 41.3105
  • Longitude: -77.3666

    Address

  • Full Address: 10948 N Route 44 Hwy
  • Address - House Number: 10948
  • Street Direction: N
  • Address - Street Name: Route 44
  • Address - Suffix Type: Hwy
  • State: PA
  • City Name: Waterville
  • Zip Code: 17776

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $985

    Appraisal Valuation

  • Standard Deviation: 0.1149
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 77
  • Final Value: 166,497
  • High Value: 185,635
  • Low Value: 147,358

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $69,520
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Feb 11, 2020
  • First Open Lien Mortgage Loan Amount: $69,520
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2035

    Market Valuation

  • Market Total Value: $39,580
  • Market Land Value: $20,000
  • Market Improvement Value: $19,580

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $39,580
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $19,580

    Sales

  • Current Sale Contract Date: Feb 10, 2020
  • Current Sale Recording Date: Feb 11, 2020
  • Current Sale Transaction ID: 11744925622
  • Current Sale Price: $86,900
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 202000001566
  • Previous Sale Recording Date: Sep 01, 1976
  • Previous Sale Contract Date: Sep 01, 1976
  • Previous Sale Amount: $7,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Feb 11, 2020
  • First Mortgage Loan Amount: $69,520
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2035

About Lycoming



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Frequently Asked Questions

What neighborhood is 10948 North Rt 44 Highway located in?
The 10948 North Rt 44 Highway is a located in the neighborhood of Cummings in Lycoming, Waterville.
What is the average sales price for listings in 10948 North Rt 44 Highway?
The average sales price for units in 10948 North Rt 44 Highway is $0 currently.

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