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10907 Ridgewater Drive

10907 Ridgewater Drive, Bumpass, VA 23024
Sold Jul 22, 2019
$1,120,000
$960,758 by Atlantic Union Bank
Mortgage
Sold Aug 09, 2017
$348,500
10907 Ridgewater Drive has been categorized by the local assessors in Bumpass, VA as a residential type of property. The building on the property was first built in 2019 and is 5 years old. The home has a total of 4 bedrooms. Residents will have access to 6 full bathrooms. There are 6 partial bathrooms in the home. The building has a total of 2 stories. In addition, 10907 Ridgewater Drive has 4,426 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 95,396 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 644 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. The roof of the building is made of composition shingle. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 10907 Ridgewater Drive sold most recently in Jul 19, 2019 for a total of $1,120,000. If you work out the math, that's approximately a cost of $253.05 per sqft. Before that, the property was also sold for $348,500 in Jul 28, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,491 in taxes each year. 10907 Ridgewater Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $1,286,500. If we break it down further, the land itself was valued at $349,700. Improvements to the property, however, were assessed at a total of $936,800. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

New Construction
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 4
  • Bathroom Count: 6
  • Full Bathrooms: 6
  • Partial Bathrooms: 6
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 2,836
  • Garage Type: Attached
  • Garage Square Area: 644
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 95,396
  • Total Building Area: 4,426
  • Building Area: 4,426
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 4,426
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: RIDGEWATER
  • Land Acres: 2.19
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RIDGEWATER PARCEL 3

Ownership

  • Current Owner : COLBERT JOHN LLOYD
  • Current Owner 2: COLBERT LOIS EILEEN
  • Previous Owner : FROST MICHAEL L
  • Previous Owner 2: FROST VICTORIA E
  • Owner Before Previous Owner: Randolph-Shannon Family Llc A Virginia l
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spotsylvania County Public Schools
  • School Tax School District: BERKELEY
  • Census Tract: 000020

Zoning

  • Zoning: RR - RESID

Geography

  • District: 2
  • Parcel: Sep 03, 1985
  • Municipality: BERKELEY
  • Latitude: 38.0353
  • Longitude: -77.7218

    Address

  • Full Address: 10907 Ridgewater Dr
  • Address - House Number: 10907
  • Address - Street Name: Ridgewater
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Bumpass
  • Carrier Code: R001
  • 4-Digit Zip Code: 8915
  • Zip Code: 23024

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,491

    Appraisal Valuation

  • Standard Deviation: 0.1012
  • Valuation Date: Sep 21, 2022
  • Confidence Score: 90
  • Final Value: 1,253,816
  • High Value: 1,380,789
  • Low Value: 1,126,844

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $960,758
  • First Open Lien Mortgage Lender: ATLANTIC UNION BANK
  • First Open Lien Mortgage Recording Date: Jul 22, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $960,758
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $1,286,500
  • Market Land Value: $349,700
  • Market Improvement Value: $936,800

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,286,500
  • Assessed Land Value: $349,700
  • Assessed Improvements Value: $936,800

    Sales

  • Current Sale Contract Date: Jul 19, 2019
  • Current Sale Recording Date: Jul 22, 2019
  • Current Sale Transaction ID: 11628299463
  • Current Sale Price: $1,120,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 190011459
  • Previous Sale Recording Date: Aug 09, 2017
  • Previous Sale Contract Date: Jul 28, 2017
  • Previous Sale Amount: $348,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC UNION BANK
  • First Mortgage Transaction Date: Jul 22, 2019
  • First Mortgage Loan Amount: $960,758
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Spotsylvania



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Frequently Asked Questions

What neighborhood is 10907 Ridgewater Drive located in?
The 10907 Ridgewater Drive is a house located in the neighborhood of Spotsylvania in Spotsylvania, Bumpass.
What is the average sales price for listings in 10907 Ridgewater Drive?
The average sales price for units in 10907 Ridgewater Drive is $0 currently.

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