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109 Westville Gulf Road

109 Westville Gulf Road, Schenevus, NY 12155
Property in Westford
Sold Jun 10, 2005
$37,000
Buyer
$15,000 by Otsego Rural Housing Assistanc
Mortgage Due Apr 03, 2036
Local assessors in Schenevus, NY have categorized 109 Westville Gulf Road as a residential type of property. The home was built in 1900 and is 124 years old. The property's lot size has been calculated to be 23,522 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 109 Westville Gulf Road has a total of 560 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 504 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 109 Westville Gulf Road was last sold in Jun 10, 2005 for $37,000. According to our calculations, that's $66.07 per sqft. Current property owners are expected to pay $0 in taxes per year. The property on 109 Westville Gulf Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $48,700. To break that down further, the land itself was valued at $7,900. While improvements to the property were assessed at a total of $40,800. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 504
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 23,522
  • Lot Size Frontage Feet: 1,500
  • Total Building Area: 560
  • Building Area: 560
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 560
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 0.54
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 989 0 0

Ownership

  • Current Owner : NOLAN MARY
  • Previous Owner : ROBINSON ROBIN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Milford Central School District
  • School Tax School District: MILFORD
  • Census Tract: 590701

Geography

  • Account Number: 023050
  • District: 366400
  • Section: 180.01
  • Parcel: 366400 180.01-2-12.00
  • Block: 2
  • Lot: 12.000
  • Municipality: WESTFORD
  • Latitude: 42.6273
  • Longitude: -74.8791

    Address

  • Full Address: 109 Westville Gulf Rd
  • Address - House Number: 109
  • Address - Street Name: Westville Gulf
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Schenevus
  • Zip Code: 12155

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 364001

    Appraisal Valuation

  • Standard Deviation: 0.1263
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 74
  • Final Value: 73,193
  • High Value: 82,442
  • Low Value: 63,943

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $60,500
  • First Open Lien Mortgage Lender: OTSEGO RURAL HOUSING ASSISTANC
  • First Open Lien Mortgage Recording Date: Apr 03, 2006
  • First Open Lien Mortgage Loan Amount: $15,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Apr 03, 2036
  • Second Open Lien Mortgage Lender: USA DEPT OF AGRICULTURE
  • Second Open Lien Mortgage Recording Date: Jun 10, 2005
  • Second Open Lien Mortgage Loan Amount: $45,500
  • Second Open Lien Mortgage Term: 306
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Jan 01, 2031

    Market Valuation

  • Market Total Value: $62,436
  • Market Land Value: $10,128
  • Market Improvement Value: $52,308

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $48,700
  • Assessed Land Value: $7,900
  • Assessed Improvements Value: $40,800

    Exemptions

  • Senior Citizen Exemption : Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 10, 2005
  • Current Sale Recording Date: Jun 10, 2005
  • Current Sale Transaction ID: 11450494947
  • Current Sale Price: $37,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: USA DEPT OF AGRICULTURE
  • First Mortgage Transaction Date: Jun 10, 2005
  • First Mortgage Loan Amount: $45,500
  • First Mortgage Terms: 306
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2031

About Otsego



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Frequently Asked Questions

What neighborhood is 109 Westville Gulf Road located in?
The 109 Westville Gulf Road is a located in the neighborhood of Westford in Otsego, Schenevus.
What is the average sales price for listings in 109 Westville Gulf Road?
The average sales price for units in 109 Westville Gulf Road is $0 currently.

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