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109 Ward Street

109 Ward Street, Naugatuck, CT 06770
Property in Naugatuck
Sold Sep 07, 2007
$137,500
$220,000 by Naugatuck Svgs Bk
Mortgage Due Sep 07, 2037
Sold Sep 07, 2007
$137,500
$25,000 by Naugatuck Savings Bank
Mortgage Due Sep 01, 2022
109 Ward Street in Naugatuck, CT was first built in 1928 and is 96 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a duplex style. There are a total of 2 floors. There are a total of 14 rooms in the home, of which, 6 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 109 Ward Street has 3,052 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,890 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 109 Ward Street sold most recently in Jan 1, 1970 for a total of $137,500. If you work out the math, that's approximately a cost of $45.05 per sqft. Before that, the property was also sold for $137,500 in Jan 1, 1970. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $7,885 in taxes each year. 109 Ward Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $176,190. If we break it down further, the land itself was valued at $30,800. Improvements to the property, however, were assessed at a total of $145,390. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1928
  • Effective Year Built: 1928
  • Building Count: 1
  • Total Rooms: 14
  • Bedroom Count: 6
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Duplex
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Unfinished basement
  • Basement Area: 1,281
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,890
  • Total Building Area: 3,052
  • Gross Building Area: 5,478
  • Building Area: 3,052
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 3,052
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.25
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : PINHO ANTONIO
  • Current Owner 2: CLARO NORBERTO
  • Previous Owner : FERNANDES ANA C
  • Owner Before Previous Owner: FERNANDES JOAO
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants in Common

Neighborhood

  • School District Name: Naugatuck School District
  • School Tax School District: NAUGATUCK SD
  • Census Tract: 345300

Zoning

  • Zoning: R15

Geography

  • Account Number: AP13 26W11
  • Parcel: NAUG M:021 L:4310
  • Lot: 4310
  • Municipality: NAUGATUCK
  • Latitude: 41.4809
  • Longitude: -73.0546

    Address

  • Full Address: 109 Ward St
  • Address - House Number: 109
  • Address - Street Name: Ward
  • Address - Suffix Type: St
  • State: CT
  • City Name: Naugatuck
  • Carrier Code: C004
  • 4-Digit Zip Code: 4579
  • Zip Code: 06770

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,885

    Appraisal Valuation

  • Standard Deviation: 0.2283
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 352,153
  • High Value: 432,583
  • Low Value: 271,723

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,000
  • First Open Lien Mortgage Lender: NAUGATUCK SVGS BK
  • First Open Lien Mortgage Recording Date: Sep 07, 2007
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $220,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Sep 07, 2037

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $176,190
  • Assessed Land Value: $30,800
  • Assessed Improvements Value: $145,390

    Sales

  • Current Sale Recording Date: Sep 07, 2007
  • Current Sale Transaction ID: 1056992681
  • Current Sale Price: $137,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Sep 07, 2007
  • Previous Sale Amount: $137,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NAUGATUCK SVGS BK
  • First Mortgage Transaction Date: Sep 07, 2007
  • First Mortgage Loan Amount: $220,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Sep 07, 2037

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: NAUGATUCK SAVINGS BANK
  • Previous Mortgage Transaction Date: Sep 07, 2007
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $25,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2022

About Naugatuck



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Frequently Asked Questions

What neighborhood is 109 Ward Street located in?
The 109 Ward Street is a located in the neighborhood of Naugatuck in Naugatuck, Naugatuck.
What is the average sales price for listings in 109 Ward Street?
The average sales price for units in 109 Ward Street is $0 currently.

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