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109 Summerlin Ridge

109 Summerlin Ridge, O Fallon, IL 62269
House in O'Fallon
Sold Jul 21, 2021
$420,000
$362,598 by Freedom Mortgage Corp
Mortgage Due Aug 01, 2051
Sold Sep 11, 2018
$340,667
$352,253 by Delmar Financial Co
Mortgage Due Oct 01, 2048
Local assessors in O Fallon, IL have categorized 109 Summerlin Ridge as a residential type of property. The home was built in 2016 and is 8 years old. The property's lot size has been calculated to be 12,632 square feet. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 109 Summerlin Ridge has a total of 1,360 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 2,014 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 895 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. Lots of a combination of material were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 109 Summerlin Ridge sold most recently in Jul 20, 2021 for a total of $420,000. If you work out the math, that's approximately a cost of $308.82 per sqft. Before that, the property was also sold for $340,667 in Jun 16, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,552 in taxes each year. 109 Summerlin Ridge was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $128,565. If we break it down further, the land itself was valued at $15,945. Improvements to the property, however, were assessed at a total of $112,620. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2016
  • Effective Year Built: 2016
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 12
  • Building Quality: C+
  • Construction Type: Masonry
  • Exterior Walls Type: Combination
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 2,014
  • Garage Type: Garage
  • Garage Square Area: 895
  • Parking Space Count: 4
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 12,632
  • Total Building Area: 1,360
  • Building Area: 1,360
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,360
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FOREST HILLS
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FOREST HILLS ATLINCOLN FARM LOT/SEC-3 A02708772

Ownership

  • Current Owner : SULLIVAN JARED
  • Current Owner 2: SULLIVAN ANDREA
  • Previous Owner : SCALE REBECCA R
  • Previous Owner 2: SCALE CLAYTON
  • Owner Before Previous Owner: DOEDEN MICHAEL L
  • Owner Before Previous Owner 2: DOEDEN NATALIA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504355

Geography

  • District: 06
  • Parcel: 04-18-0-202-007
  • Block: 202
  • Municipality: OFALLON
  • Latitude: 38.6227
  • Longitude: -89.9118

    Address

  • Full Address: 109 Summerlin Rdg
  • Address - House Number: 109
  • Address - Street Name: Summerlin
  • Address - Suffix Type: Rdg
  • State: IL
  • City Name: O Fallon
  • Carrier Code: R003
  • 4-Digit Zip Code: 6695
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,552
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2193
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 69
  • Final Value: 492,153
  • High Value: 600,089
  • Low Value: 384,218

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $397,122
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jul 21, 2021
  • First Open Lien Mortgage Loan Amount: $362,598
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051
  • Second Open Lien Mortgage Lender: HUD
  • Second Open Lien Mortgage Recording Date: Feb 01, 2023
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $34,524
  • Second Open Lien Mortgage Term: 341
  • Second Open Lien Mortgage Interest Rate Type: Y
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $385,695
  • Market Land Value: $47,835
  • Market Improvement Value: $337,860

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $128,565
  • Assessed Land Value: $15,945
  • Assessed Improvements Value: $112,620

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 20, 2021
  • Current Sale Recording Date: Jul 21, 2021
  • Current Sale Transaction ID: 11844840474
  • Current Sale Price: $420,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02708772
  • Previous Sale Recording Date: Sep 11, 2018
  • Previous Sale Contract Date: Jun 16, 2018
  • Previous Sale Amount: $340,667
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 21, 2021
  • First Mortgage Loan Amount: $362,598
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: DELMAR FINANCIAL CO
  • Previous Mortgage Transaction Date: Sep 11, 2018
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $352,253
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Oct 01, 2048

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Frequently Asked Questions

What neighborhood is 109 Summerlin Ridge located in?
The 109 Summerlin Ridge is a house located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 109 Summerlin Ridge?
The average sales price for units in 109 Summerlin Ridge is $0 currently.

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