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109 Joyce Court

109 Joyce Court, Covington, LA 70433
Property in St. Tammany
Sold Aug 04, 2021
$270,000
$265,109 by Cmg Mortgage Inc
Mortgage Due Sep 01, 2051
Sold Jun 08, 2021
Transfer
109 Joyce Court has been categorized by the local assessors in Covington, LA as a residential type of property. The building on the property was first built in 2005 and is 19 years old. In addition, 109 Joyce Court has 1,905 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 43,560 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 462 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The property was last sold in Aug 4, 2021 for $270,000. That's $141.29 per sqft. 109 Joyce Court was last assessed in 2023. The total value of the property was assessed at $22,688. Specifically, the land the property is located on was valued at $4,500. While improvements on the property were assessed at a total of $18,188. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,987. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: C
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 462
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,911
  • Gross Building Area: 1,911
  • Building Area: 1,911
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,905
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BIRG BOULEVARD SUB
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: LOT 20A SQ 14A BIRG BOULEVARD INST NO 1335136 INST

Ownership

  • Current Owner : STEPHENS JESSICA CELESTE
  • Previous Owner : CHADWICK DONNA MARIE
  • Previous Owner 2: GALIANO CHERYL ANN
  • Owner Before Previous Owner: GALIANO JAMES R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Tammany Parish School District
  • School Tax School District: FIRE DIST 12
  • School Tax District Code 2: FIRE DIST 12
  • School Tax District Code 3: FIRE DIST 12
  • Census Tract: 040606

Geography

  • District: 3R
  • Parcel: 31631
  • Lot: 20A
  • Municipality: COVINGTON
  • Latitude: 30.4425
  • Longitude: -90.0593

    Address

  • Full Address: 109 Joyce Ct
  • Address - House Number: 109
  • Address - Street Name: Joyce
  • Address - Suffix Type: Ct
  • State: LA
  • City Name: Covington
  • Carrier Code: R016
  • 4-Digit Zip Code: 6705
  • Zip Code: 70433

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,987
  • Tax Rate Code Area: 07

    Appraisal Valuation

  • Standard Deviation: 0.2281
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 317,412
  • High Value: 389,843
  • Low Value: 244,982

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $313,000
  • First Open Lien Mortgage Lender: CMG MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Aug 04, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $265,109
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051
  • Second Open Lien Mortgage Lender: US SMALL BUSINESS ADMINISTRATI
  • Second Open Lien Mortgage Recording Date: Jan 10, 2022
  • Second Open Lien Mortgage Loan Amount: $35,400
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: SBA Participation Trust Deed
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2051
  • Third Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Third Open Lien Mortgage Recording Date: Jun 29, 2023
  • Third Open Lien Mortgage Loan Amount: $12,491
  • Third Open Lien Mortgage Term: 338
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: FHA
  • Third Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $226,880
  • Market Land Value: $45,000
  • Market Improvement Value: $181,880

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $22,688
  • Assessed Land Value: $4,500
  • Assessed Improvements Value: $18,188

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 04, 2021
  • Current Sale Recording Date: Aug 04, 2021
  • Current Sale Transaction ID: 11849383323
  • Current Sale Price: $270,000
  • Current Sale Document Type: Cash Sale Deed
  • Current Sale Input Document Number: 2285516
  • Previous Sale Recording Date: Jun 08, 2021
  • Previous Sale Contract Date: Jun 03, 2021
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CMG MORTGAGE INC
  • First Mortgage Transaction Date: Aug 04, 2021
  • First Mortgage Loan Amount: $265,109
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

About St. Tammany



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Frequently Asked Questions

What neighborhood is 109 Joyce Court located in?
The 109 Joyce Court is a located in the neighborhood of St. Tammany in St. Tammany, Covington.
What is the average sales price for listings in 109 Joyce Court?
The average sales price for units in 109 Joyce Court is $0 currently.

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