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109 East Locust Street

109 East Locust Street, Richmond, KY 40475
Property in Madison
Sold Nov 02, 2021
$90,000
$72,000 by Hometown Lenders Inc
Mortgage Due Nov 01, 2051
109 East Locust Street has been categorized by the local assessors in Richmond, KY as a residential type of property. The building has a total of 2 stories. In addition, 109 East Locust Street has 1,312 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 1,312 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 10,907 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of brick veneer. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing floor/wall heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 109 East Locust Street was last sold in Oct 26, 2021 for $90,000. According to our calculations, that's $68.60 per sqft. Current property owners are expected to pay $873 in taxes per year. The property on 109 East Locust Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $90,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Exterior Walls Type: Brick veneer
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 1,312
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,907
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,312
  • Building Area: 1,312
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Floor/wall
  • Heated Square Feet: 1,312
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROSEDALE
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ROSEDALE PARK LOT 7, 8 & PT 6 BLK O

Ownership

  • Current Owner : RAWLINGS WATSON REUBEN
  • Current Owner 2: WATSON EMILY
  • Previous Owner : HARRIS MILDRED JOYCE

Neighborhood

  • School District Name: Madison County School District
  • Census Tract: 010602

Geography

  • Account Number: 144485
  • District: 02
  • Parcel: R005-0003-0017
  • Block: O
  • Lot: 7,8
  • Municipality: RICHMOND ANNEX
  • Latitude: 37.7515
  • Longitude: -84.3098

    Address

  • Full Address: 109 E Locust St
  • Address - House Number: 109
  • Street Direction: E
  • Address - Street Name: Locust
  • Address - Suffix Type: St
  • State: KY
  • City Name: Richmond
  • Carrier Code: C004
  • 4-Digit Zip Code: 1023
  • Zip Code: 40475

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $873
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.4548
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 9
  • Final Value: 318,557
  • High Value: 463,439
  • Low Value: 173,674

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $122,000
  • First Open Lien Mortgage Lender: HOMETOWN LENDERS INC
  • First Open Lien Mortgage Recording Date: Nov 02, 2021
  • First Open Lien Mortgage Loan Amount: $72,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051
  • Second Open Lien Mortgage Lender: LEWISBURG BANKING COMPANY
  • Second Open Lien Mortgage Recording Date: Dec 28, 2022
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Dec 15, 2027

    Market Valuation

  • Market Total Value: $90,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $90,000

    Sales

  • Current Sale Contract Date: Oct 26, 2021
  • Current Sale Recording Date: Nov 02, 2021
  • Current Sale Transaction ID: 11864474549
  • Current Sale Price: $90,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2014062081

    Last Sale Mortgage

  • First Mortgage Lender: HOMETOWN LENDERS INC
  • First Mortgage Transaction Date: Nov 02, 2021
  • First Mortgage Loan Amount: $72,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

About Richmond



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Frequently Asked Questions

What neighborhood is 109 East Locust Street located in?
The 109 East Locust Street is a located in the neighborhood of Madison in Richmond, Richmond.
What is the average sales price for listings in 109 East Locust Street?
The average sales price for units in 109 East Locust Street is $0 currently.

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