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109 Clay Street

109 Clay Street, Bay Minette, AL 36507
Property in Baldwin
Sold Apr 26, 2022
$165,000
$162,011 by Embrace Home Loans Inc
Mortgage Due May 01, 2052
Sold Mar 30, 2012
Transfer
Local assessors in Bay Minette, AL have categorized 109 Clay Street as a residential type of property. The home was built in 1977 and is 47 years old. The property's lot size has been calculated to be 15,000 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 1,000 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 109 Clay Street has a total of 1,466 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. The building has a gable or hip style roof that was made of shingle (not wood). Lots of asbestos shingle were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on no air conditioning for their cooling system. The home's no heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 109 Clay Street sold most recently in Apr 22, 2022 for a total of $165,000. If you work out the math, that's approximately a cost of $112.55 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $205 in taxes each year. 109 Clay Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $4,820. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Concrete Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 1977
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Poor
  • Construction Type: Wood
  • Exterior Walls Type: Asbestos shingle
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 15,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,466
  • Building Area: 1,466
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: No air conditioning
  • Heating: None
  • Heated Square Feet: 1,466
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ORIGINAL PLAT OF BAY 1%FINETTE
  • Land Acres: 0.344
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: 100 X 150 LOT BEG SE COR LOT 85 TH W 150 TH N 100 TH ELY 150 TH S 100 TO POB PB1 PG106 OLD TOWN OF BAY MINETTE SEC 16-T2S-R3E

Ownership

  • Current Owner : PARNELL CLARENCE
  • Current Owner 2: PARNELL MARILYN
  • Previous Owner : 109 CLAY ST BAY LAND TRUST
  • Owner Before Previous Owner: GOODSON BETTY JOYCE
  • Owner Before Previous Owner 2: GOODSON HENRY C
  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Dec 08, 2023

Neighborhood

  • School District Name: Baldwin County School District
  • Census Tract: 010600

Geography

  • Account Number: 172163
  • Parcel: 23-05-16-1-002-065
  • Lot: 85
  • Municipality: BAY MINETTE
  • Latitude: 30.8763
  • Longitude: -87.7754

    Address

  • Full Address: 109 Clay St
  • Address - House Number: 109
  • Address - Street Name: Clay
  • Address - Suffix Type: St
  • State: AL
  • City Name: Bay Minette
  • Carrier Code: C001
  • 4-Digit Zip Code: 4734
  • Zip Code: 36507

Valuation

    Tax

  • Total Area: 1,585
  • Tax Year: 2022
  • Tax Amount: $205
  • Tax Rate Code Area: 03H

    Appraisal Valuation

  • Standard Deviation: 0.1139
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 88
  • Final Value: 151,567
  • High Value: 168,833
  • Low Value: 134,301

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $162,011
  • First Open Lien Mortgage Lender: EMBRACE HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Apr 26, 2022
  • First Open Lien Mortgage Loan Amount: $162,011
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $48,200
  • Market Land Value: $6,800
  • Market Improvement Value: $41,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $4,820

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 22, 2022
  • Current Sale Recording Date: Apr 26, 2022
  • Current Sale Transaction ID: 11885945623
  • Current Sale Price: $165,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1994724
  • Previous Sale Recording Date: Mar 30, 2012
  • Previous Sale Contract Date: Mar 28, 2012
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS INC
  • First Mortgage Transaction Date: Apr 26, 2022
  • First Mortgage Loan Amount: $162,011
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2052

About Bay Minette



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Frequently Asked Questions

What neighborhood is 109 Clay Street located in?
The 109 Clay Street is a located in the neighborhood of Baldwin in Bay Minette, Bay Minette.
What is the average sales price for listings in 109 Clay Street?
The average sales price for units in 109 Clay Street is $0 currently.

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