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109 Carruthers Pond Drive

109 Carruthers Pond Drive, Cincinnati, OH 45246
Property in Carruthers Pond
Sold Jun 21, 2011
$385,000
$288,750 by Union Savings Bank
Mortgage Due Jul 01, 2026
Sold Nov 19, 2004
$489,000
$391,200 by Wells Fargo Bank Na
Mortgage Due Dec 01, 2034
Local assessors in Cincinnati, OH have categorized 109 Carruthers Pond Drive as a residential type of property. The home was built in 2003 and is 21 years old. The property's lot size has been calculated to be 14,505 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 109 Carruthers Pond Drive has a total of 3,411 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 2,061 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 518 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's baseboard heaters is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Mar 28, 2011 for $385,000. That's $82.97 per sqft. Prior to that sales transaction, the property was also sold in Nov 12, 2004 for $489,000. 109 Carruthers Pond Drive was last assessed in 2023. The total value of the property was assessed at $180,166. Specifically, the land the property is located on was valued at $23,100. While improvements on the property were assessed at a total of $157,066. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $10,318. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Conventional
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 2,061
  • Garage Type: Attached
  • Garage Square Area: 518
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 14,505
  • Total Building Area: 4,640
  • Gross Building Area: 4,640
  • Building Area: 3,411
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 3,411
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CARRUTHERS POND SUB PHASE TWO
  • Land Acres: 0.333
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • State Land Use Code: Vehicles general
  • Legal Description 1: CARRUTHERS POND DR 0.333 AC LOT 55 CARRUTHERS POND SUB PHASE TWO

Ownership

  • Current Owner : HAINES THOMAS L
  • Current Owner 2: HAINES SUSAN L
  • Previous Owner : CULNANE CATHERINE M
  • Previous Owner 2: TOROSIAN PATRICK J
  • Owner Before Previous Owner: DESTEFANO BUILDERS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Princeton City School District
  • School Tax School District: PRINCETON CSD
  • Census Tract: 022400

Geography

  • Parcel: 596-0001-0106-00
  • Lot: 55
  • Municipality: GLENDALE
  • Latitude: 39.2775
  • Longitude: -84.4558

    Address

  • Full Address: 109 Carruthers Pond Dr
  • Address - House Number: 109
  • Address - Street Name: Carruthers Pond
  • Address - Suffix Type: Dr
  • State: OH
  • City Name: Cincinnati
  • Carrier Code: C043
  • 4-Digit Zip Code: 3855
  • Zip Code: 45246

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,318
  • Tax Rate Code Area: 176

    Appraisal Valuation

  • Standard Deviation: 0.2304
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 68
  • Final Value: 650,546
  • High Value: 800,445
  • Low Value: 500,646

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $430,750
  • First Open Lien Mortgage Lender: UNION SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Jun 21, 2011
  • First Open Lien Mortgage Loan Amount: $288,750
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2026
  • Second Open Lien Mortgage Lender: UNION SAVINGS BANK
  • Second Open Lien Mortgage Recording Date: Feb 27, 2013
  • Second Open Lien Mortgage Loan Amount: $142,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2028

    Market Valuation

  • Market Total Value: $514,760
  • Market Land Value: $66,000
  • Market Improvement Value: $448,760

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $180,166
  • Assessed Land Value: $23,100
  • Assessed Improvements Value: $157,066

    Sales

  • Current Sale Contract Date: Mar 28, 2011
  • Current Sale Recording Date: Jun 21, 2011
  • Current Sale Transaction ID: 1078387309
  • Current Sale Price: $385,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 11-070402
  • Previous Sale Recording Date: Nov 19, 2004
  • Previous Sale Contract Date: Nov 12, 2004
  • Previous Sale Amount: $489,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNION SAVINGS BANK
  • First Mortgage Transaction Date: Jun 21, 2011
  • First Mortgage Loan Amount: $288,750
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: Unknown (DEFAULT)
  • First Mortgage Loan Due Date: Jul 01, 2026

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Nov 19, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $391,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Dec 01, 2034

About Glendale



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 109 Carruthers Pond Drive located in?
The 109 Carruthers Pond Drive is a located in the neighborhood of Carruthers Pond in Glendale, Cincinnati.
What is the average sales price for listings in 109 Carruthers Pond Drive?
The average sales price for units in 109 Carruthers Pond Drive is $0 currently.

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