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1088 20th Street North

1088 20th Street North, Jacksonville Beach, FL 32250
Sold Aug 30, 2012
$220,000
$214,423 by Bank Of England
Mortgage Due Aug 01, 2042
Sold Oct 04, 2005
$190,000
$243,616 by Peoples First Community Bank
Mortgage Due Jul 01, 2036
1088 20th Street North in Jacksonville Beach, FL was first built in 1985 and is 39 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1088 20th Street North has 1,740 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 750 ft and the linear feet between the front and back of the lot is 1,020. In total, the area measurement of the land is 7,647 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. For those who love swimming as a form of exercise, you'll be excited to find out that there is a spa or hot tub but no pool on the property. The home has a gable or hip style roof made of asphalt. For those who need parking, there is a attached garage. The garage is 575 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of a combination of material. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with electricity. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jul 31, 2012 for $220,000. That's $91.67 per sqft. Prior to that sales transaction, the property was also sold in Sep 9, 2005 for $190,000. 1088 20th Street North was last assessed in 2022. The total value of the property was assessed at $318,793. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,904. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1985
  • Effective Year Built: 1985
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 575
  • Parking Space Count: 2
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 7,647
  • Lot Size Depth Feet: 1,020
  • Lot Size Frontage Feet: 750
  • Total Building Area: 2,400
  • Gross Building Area: 2,400
  • Building Area: 1,740
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,740
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: JAX BEACH SEC A
  • Land Acres: 0.176
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 18-33 38-2S-29E SEC A JACKSONVILLE BEACH LOT 1,N1/2 LOT 2 BLK 82

Ownership

  • Current Owner : COVELLI JENNIFER C
  • Current Owner 2: COVELLI JOSHUA R
  • Previous Owner : WILLIS DAVID H
  • Previous Owner 2: WILLIS CYNTHIA M BARTHOLOMEW
  • Owner Before Previous Owner: SOLIS MIGUEL J
  • Owner Before Previous Owner 2: SOLIS BONNIE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Duval County School District
  • Census Tract: 014101

Zoning

  • Zoning: JRS-2

Geography

  • Assessors Map Reference: 9429
  • Parcel: 179200-0000
  • Block: 82
  • Lot: 1,2
  • Meridian: SEC 38 TWN 02S RNG 29E
  • Municipality: CITY OF JACKSONVILLE BEACH
  • Latitude: 30.2971
  • Longitude: -81.4107

    Address

  • Full Address: 1088 20th St N
  • Address - House Number: 1088
  • Street Segment Direction: N
  • Address - Street Name: 20th
  • Address - Suffix Type: St
  • State: FL
  • City Name: Jacksonville Beach
  • Carrier Code: C032
  • 4-Digit Zip Code: 2862
  • Zip Code: 32250

Valuation

    Tax

  • Total Area: 2,042
  • Tax Year: 2022
  • Tax Amount: $4,904
  • Tax Rate Code Area: USD2

    Appraisal Valuation

  • Standard Deviation: 0.2076
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 71
  • Final Value: 654,011
  • High Value: 789,823
  • Low Value: 518,199

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $214,423
  • First Open Lien Mortgage Lender: BANK OF ENGLAND
  • First Open Lien Mortgage Recording Date: Aug 30, 2012
  • First Open Lien Mortgage Loan Amount: $214,423
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2042

    Market Valuation

  • Market Total Value: $462,957
  • Market Land Value: $293,700
  • Market Improvement Value: $169,257

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $318,793

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 31, 2012
  • Current Sale Recording Date: Aug 30, 2012
  • Current Sale Transaction ID: 1134078082
  • Current Sale Price: $220,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2012187269
  • Previous Sale Recording Date: Oct 04, 2005
  • Previous Sale Contract Date: Sep 09, 2005
  • Previous Sale Amount: $190,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF ENGLAND
  • First Mortgage Transaction Date: Aug 30, 2012
  • First Mortgage Loan Amount: $214,423
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2042

    Previous Mortgages

  • Previous Mortgage Lender: PEOPLES FIRST COMMUNITY BANK
  • Previous Mortgage Transaction Date: Oct 04, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $243,616
  • Previous Mortgage Term: 368
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jul 01, 2036

About Beaches



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Frequently Asked Questions

What neighborhood is 1088 20th Street North located in?
The 1088 20th Street North is a located in the neighborhood of Jacksonville Beach in Beaches, Jacksonville Beach.
What is the average sales price for listings in 1088 20th Street North?
The average sales price for units in 1088 20th Street North is $0 currently.

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