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10815 Cash Valley Road Northwest

10815 Cash Valley Road Northwest, Cumberland, MD 21502
Property in Allegany
Sold Dec 13, 2021
$172,000
$168,884 by Homesplre Mortgage Corporation
Mortgage Due Dec 01, 2051
Sold Sep 03, 1993
$65,000
$45,000
Mortgage
Local assessors in Cumberland, MD have categorized 10815 Cash Valley Road Northwest as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 19,591 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10815 Cash Valley Road Northwest has a total of 2,594 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 250 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 475 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a roof that is made of composition shingle. Lots of block were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Nov 23, 2021 for $172,000. That's $73.38 per sqft. Prior to that sales transaction, the property was also sold in Sep 3, 1993 for $65,000. 10815 Cash Valley Road Northwest was last assessed in 2023. The total value of the property was assessed at $150,600. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,637. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: B
  • Construction Type: Frame
  • Exterior Walls Type: Block
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 250
  • Garage Type: Attached
  • Garage Square Area: 475
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 19,591
  • Total Building Area: 2,344
  • Gross Building Area: 2,344
  • Building Area: 2,344
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,594
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.45
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 10815 CASH VALLEY RD 125X150 120X171

Ownership

  • Current Owner : BISE MICHAEL C
  • Previous Owner : WALLACE KATHLEEN
  • Previous Owner 2: WALLACEESTATE OF YVONNE R KINS
  • Owner Before Previous Owner: BARTIN DAVID G-NANCY L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Allegany County Public Schools
  • Census Tract: 001401

Geography

  • Assessors Map Reference: 14 23 302
  • Account Number: 043841
  • District: 29
  • Parcel: 29-043841
  • Latitude: 39.6711
  • Longitude: -78.8097

    Address

  • Full Address: 10815 Cash Valley Rd Nw
  • Address - House Number: 10815
  • Street Segment Direction: NW
  • Address - Street Name: Cash Valley
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Cumberland
  • Carrier Code: R001
  • 4-Digit Zip Code: 6048
  • Zip Code: 21502

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,637

    Appraisal Valuation

  • Standard Deviation: 0.1217
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 75
  • Final Value: 141,874
  • High Value: 159,152
  • Low Value: 124,595

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $168,884
  • First Open Lien Mortgage Lender: HOMESPLRE MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Dec 13, 2021
  • First Open Lien Mortgage Loan Amount: $168,884
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $162,100
  • Market Land Value: $41,700
  • Market Improvement Value: $120,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $150,600

    Sales

  • Current Sale Contract Date: Nov 23, 2021
  • Current Sale Recording Date: Dec 13, 2021
  • Current Sale Transaction ID: 11875042561
  • Current Sale Price: $172,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Sep 03, 1993
  • Previous Sale Contract Date: Sep 03, 1993
  • Previous Sale Amount: $65,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESPIRE MORTGAGE CORP
  • First Mortgage Transaction Date: Dec 13, 2021
  • First Mortgage Loan Amount: $168,884
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Transaction Date: Sep 03, 1993
  • Previous Mortgage Loan Amount: $45,000

About Allegany



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Frequently Asked Questions

What neighborhood is 10815 Cash Valley Road Northwest located in?
The 10815 Cash Valley Road Northwest is a located in the neighborhood of Allegany in Allegany, Cumberland.
What is the average sales price for listings in 10815 Cash Valley Road Northwest?
The average sales price for units in 10815 Cash Valley Road Northwest is $0 currently.

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