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10807 East Aminoff Drive

10807 East Aminoff Drive, Effingham, IL 62401
Property in Summit
Sold Nov 20, 2023
Transfer
$221,831 by Rural Housing Service
Mortgage Due Nov 17, 2056
Sold May 16, 2014
$118,000
$94,400 by Washington Savings Bank
Mortgage Due Nov 11, 2027
Local assessors in Effingham, IL have categorized 10807 East Aminoff Drive as a residential type of property. The home was built in 1979 and is 45 years old. The property's lot size has been calculated to be 28,750 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10807 East Aminoff Drive has a total of 1,648 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 576 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Prior to that sales transaction, the property was also sold in May 15, 2014 for $118,000. 10807 East Aminoff Drive was last assessed in 2022. The total value of the property was assessed at $54,590. Specifically, the land the property is located on was valued at $5,020. While improvements on the property were assessed at a total of $49,570. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,253. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Bedroom Count: 1
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 28,750
  • Total Building Area: 1,648
  • Building Area: 1,648
  • Building Area Measurement: Base Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,648
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GRUPE SUBDIVISION
  • Land Acres: 0.66
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7 GRUPE SUB 3034/279 1307/155

Ownership

  • Current Owner : BENAVIDES DEBORAH
  • Previous Owner : VOSS DAWN M
  • Owner Before Previous Owner: LAMB CAROLYN
  • Owner Before Previous Owner 2: LAMB GREGORY M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Effingham Community Unit School District 40
  • Census Tract: 950200

Geography

  • District: 11
  • Parcel: 11-07-145-007
  • Lot: 7
  • Municipality: SUMMIT
  • Latitude: 39.1438
  • Longitude: -88.5986

    Address

  • Full Address: 10807 E Aminoff Dr
  • Address - House Number: 10807
  • Street Direction: E
  • Address - Street Name: Aminoff
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Effingham
  • Carrier Code: R009
  • 4-Digit Zip Code: 4490
  • Zip Code: 62401

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,253
  • Tax Rate Code Area: 11006

    Appraisal Valuation

  • Standard Deviation: 0.1024
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 90
  • Final Value: 215,981
  • High Value: 238,101
  • Low Value: 193,861

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $221,831
  • First Open Lien Mortgage Lender: RURAL HOUSING SERVICE
  • First Open Lien Mortgage Recording Date: Nov 20, 2023
  • First Open Lien Mortgage Loan Amount: $221,831
  • First Open Lien Mortgage Term: 395
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 17, 2056

    Market Valuation

  • Market Total Value: $163,770
  • Market Land Value: $15,060
  • Market Improvement Value: $148,710

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $54,590
  • Assessed Land Value: $5,020
  • Assessed Improvements Value: $49,570

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 16, 2023
  • Current Sale Recording Date: Nov 20, 2023
  • Current Sale Transaction ID: 11918126283
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3816
  • Previous Sale Recording Date: May 16, 2014
  • Previous Sale Contract Date: May 15, 2014
  • Previous Sale Amount: $118,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RURAL HOUSING SERVICE
  • First Mortgage Transaction Date: Nov 20, 2023
  • First Mortgage Loan Amount: $221,831
  • First Mortgage Terms: 395
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 17, 2056

    Previous Mortgages

  • Previous Mortgage Lender: WASHINGTON SAVINGS BANK
  • Previous Mortgage Transaction Date: May 16, 2014
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $94,400
  • Previous Mortgage Term: 161
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 11, 2027

About Effingham



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Frequently Asked Questions

What neighborhood is 10807 East Aminoff Drive located in?
The 10807 East Aminoff Drive is a located in the neighborhood of Summit in Effingham, Effingham.
What is the average sales price for listings in 10807 East Aminoff Drive?
The average sales price for units in 10807 East Aminoff Drive is $0 currently.

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