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108 Whisper Ridge Drive

108 Whisper Ridge Drive, Port Matilda, PA 16870
Property in Patton
Sold Mar 01, 2021
$350,000
$280,000 by Ameriserv Financial Bank
Mortgage Due Apr 01, 2051
Sold May 19, 2017
$312,000
$249,600 by First National Bank Of Pennsyl
Mortgage Due Jun 01, 2047
Local assessors in Port Matilda, PA have categorized 108 Whisper Ridge Drive as a residential type of property. The home was built in 2012 and is 12 years old. The property's lot size has been calculated to be 8,276 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 108 Whisper Ridge Drive has a total of 1,632 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 744 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source. The property was last sold in Feb 10, 2021 for $350,000. That's $214.46 per sqft. Prior to that sales transaction, the property was also sold in May 8, 2017 for $312,000. 108 Whisper Ridge Drive was last assessed in 2023. The total value of the property was assessed at $68,740. Specifically, the land the property is located on was valued at $13,655. While improvements on the property were assessed at a total of $55,085. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,467. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 744
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,276
  • Total Building Area: 1,632
  • Building Area: 1,632
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,632
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: VISTA WOODS PHASE 2
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : CABLE WENDY S
  • Previous Owner : WORLEY TIMOTHY R
  • Previous Owner 2: WORLEY CANAAN H
  • Owner Before Previous Owner: RICHARDS DAVID L
  • Owner Before Previous Owner 2: RICHARDS ELIZABETH V
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: State College Area School District
  • School Tax School District: STATE COLLEGE A
  • Census Tract: 011402

Geography

  • District: 18
  • Parcel: 18-008A,037-,0000-
  • Municipality: PATTON TOWNSHIP
  • Latitude: 40.8124
  • Longitude: -77.9322

    Address

  • Full Address: 108 Whisper Ridge Dr
  • Address - House Number: 108
  • Address - Street Name: Whisper Ridge
  • Address - Suffix Type: Dr
  • State: PA
  • City Name: Port Matilda
  • Carrier Code: R005
  • 4-Digit Zip Code: 7204
  • Zip Code: 16870

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,467
  • Tax Rate Code Area: 18

    Appraisal Valuation

  • Standard Deviation: 0.1845
  • Valuation Date: May 24, 2023
  • Confidence Score: 75
  • Final Value: 386,337
  • High Value: 457,626
  • Low Value: 315,047

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $340,000
  • First Open Lien Mortgage Lender: AMERISERV FINANCIAL BANK
  • First Open Lien Mortgage Recording Date: Mar 01, 2021
  • First Open Lien Mortgage Loan Amount: $280,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: AMERISERV FINANCIAL BANK
  • Second Open Lien Mortgage Recording Date: May 22, 2023
  • Second Open Lien Mortgage Loan Amount: $60,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $137,480
  • Market Land Value: $27,310
  • Market Improvement Value: $110,170

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $68,740
  • Assessed Land Value: $13,655
  • Assessed Improvements Value: $55,085

    Sales

  • Current Sale Contract Date: Feb 10, 2021
  • Current Sale Recording Date: Mar 01, 2021
  • Current Sale Transaction ID: 11827353907
  • Current Sale Price: $350,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: May 19, 2017
  • Previous Sale Contract Date: May 08, 2017
  • Previous Sale Amount: $312,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERISERV FINANCIAL BANK
  • First Mortgage Transaction Date: Mar 01, 2021
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK OF PENNSYL
  • Previous Mortgage Transaction Date: May 19, 2017
  • Previous Mortgage Loan Amount: $249,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2047

About Centre



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Frequently Asked Questions

What neighborhood is 108 Whisper Ridge Drive located in?
The 108 Whisper Ridge Drive is a located in the neighborhood of Patton in Centre, Port Matilda.
What is the average sales price for listings in 108 Whisper Ridge Drive?
The average sales price for units in 108 Whisper Ridge Drive is $0 currently.

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