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108 Lacy Lane

108 Lacy Lane, Clarksville, TN 37043
Sold Oct 21, 2020
$285,000
$214,500 by First Federal Bank
Mortgage Due Nov 01, 2050
Sold Aug 06, 2009
$212,500
$208,650 by Guaranty Trust Co
Mortgage Due Aug 06, 2039
Local assessors in Clarksville, TN have categorized 108 Lacy Lane as a residential type of property. The home was built in 1988 and is 36 years old. It was most recently renovated and altered in 1992. The property's lot size has been calculated to be 21,780 square feet. The linear feet between the front and back of the lot was measured at 1,800 ft and the front of the lot was measured at 1,250 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 108 Lacy Lane has a total of 2,628 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of composition shingle. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on a packaged air conditioning unit for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 16, 2020 for $285,000. That's $108.45 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $212,500. 108 Lacy Lane was last assessed in 2023. The total value of the property was assessed at $52,850. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,230. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1992
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 448
  • Parking Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 21,780
  • Lot Size Depth Feet: 1,800
  • Lot Size Frontage Feet: 1,250
  • Total Building Area: 2,628
  • Gross Building Area: 3,753
  • Building Area: 2,628
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 2,628
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BEACHAVEN
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUBDIVISION: BEACHAVEN BLOCK: D LOT: 64 C78-19 P/U WDDK,CHNG FRPL QUAL TO(A)T-11

Ownership

  • Current Owner : GAFFORD BRIAN K
  • Current Owner 2: GAFFORD LINDSEY
  • Previous Owner : SHEPHERD SHAWN R
  • Owner Before Previous Owner: DOWDY JONATHAN L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Clarksville-Montgomery County School System
  • Census Tract: 100500

Zoning

  • Zoning: R-1

Geography

  • Assessors Map Reference: MB 4; PP 17
  • District: 135
  • Parcel: 080E C 01200 000
  • Block: D
  • Lot: 64
  • Municipality: CLARKSVILLE
  • Latitude: 36.5076
  • Longitude: -87.2959

    Address

  • Full Address: 108 Lacy Ln
  • Address - House Number: 108
  • Address - Street Name: Lacy
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Clarksville
  • Carrier Code: C012
  • 4-Digit Zip Code: 5163
  • Zip Code: 37043

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,230

    Appraisal Valuation

  • Standard Deviation: 0.1387
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 83
  • Final Value: 385,955
  • High Value: 439,496
  • Low Value: 332,413

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $214,500
  • First Open Lien Mortgage Lender: FIRST FEDERAL BANK
  • First Open Lien Mortgage Recording Date: Oct 21, 2020
  • First Open Lien Mortgage Loan Amount: $214,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $211,400
  • Market Land Value: $51,000
  • Market Improvement Value: $160,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $52,850

    Sales

  • Current Sale Contract Date: Oct 16, 2020
  • Current Sale Recording Date: Oct 21, 2020
  • Current Sale Transaction ID: 11794784799
  • Current Sale Price: $285,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1281686
  • Previous Sale Recording Date: Aug 06, 2009
  • Previous Sale Amount: $212,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST FEDERAL BANK
  • First Mortgage Transaction Date: Oct 21, 2020
  • First Mortgage Loan Amount: $214,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: GUARANTY TRUST CO
  • Previous Mortgage Transaction Date: Aug 10, 2009
  • Previous Mortgage Loan Amount: $208,650
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Aug 06, 2039

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Frequently Asked Questions

What neighborhood is 108 Lacy Lane located in?
The 108 Lacy Lane is a house located in the neighborhood of Ashland Hills in Ashland Hills, Clarksville.
What is the average sales price for listings in 108 Lacy Lane?
The average sales price for units in 108 Lacy Lane is $299,900 , or $111/sqft. currently.

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