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108 Josephine Street

108 Josephine Street, Berryville, VA 22611
Property in Clarke
Refi Dec 04, 2020
Transfer
$330,000 by Phh Mortgage Corp
Mortgage
108 Josephine Street in Berryville, VA was first built in 1972 and is 52 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 108 Josephine Street has 1,032 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,032 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 570 ft and the linear feet between the front and back of the lot is 2,450. In total, the area measurement of the land is 21,780 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of composition shingle. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with oil. 108 Josephine Street was last assessed in 2023. The total value of the property was assessed at $173,300. Specifically, the land the property is located on was valued at $55,000. While improvements on the property were assessed at a total of $118,300. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,040. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1972
  • Effective Year Built: 1972
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Conventional
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Finished improved basement
  • Basement Area: 1,032
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 21,780
  • Lot Size Depth Feet: 2,450
  • Lot Size Frontage Feet: 570
  • Total Building Area: 1,032
  • Building Area: 1,032
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,032
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: TOWN OF BERRYVILLE
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: 108 JOSEPHINE STREET LOT

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Clarke County Public Schools
  • Census Tract: 010101

Geography

  • Account Number: 2218
  • District: BVL
  • Parcel: 14A5 8 A 11A
  • Municipality: BERRYVILLE
  • Latitude: 39.1439
  • Longitude: -77.9828

    Address

  • Full Address: 108 Josephine St
  • Address - House Number: 108
  • Address - Street Name: Josephine
  • Address - Suffix Type: St
  • State: VA
  • City Name: Berryville
  • Carrier Code: C002
  • 4-Digit Zip Code: 1332
  • Zip Code: 22611

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,040

    Appraisal Valuation

  • Standard Deviation: 0.2092
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 71
  • Final Value: 320,085
  • High Value: 387,049
  • Low Value: 253,121

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $330,000
  • First Open Lien Mortgage Lender: PHH MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Dec 04, 2020
  • First Open Lien Mortgage Loan Amount: $330,000
  • First Open Lien Mortgage Term: 999
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)

    Market Valuation

  • Market Total Value: $173,300
  • Market Land Value: $55,000
  • Market Improvement Value: $118,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $173,300
  • Assessed Land Value: $55,000
  • Assessed Improvements Value: $118,300

About Berryville



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Frequently Asked Questions

What neighborhood is 108 Josephine Street located in?
The 108 Josephine Street is a located in the neighborhood of Clarke in Berryville, Berryville.
What is the average sales price for listings in 108 Josephine Street?
The average sales price for units in 108 Josephine Street is $0 currently.

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