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1075 Providence Road

1075 Providence Road, Shelby, NC 28152
Property in Cleveland
Sold Sep 08, 2009
$160,000
$159,900 by Homestar Financial Corp
Mortgage Due Sep 01, 2039
Local assessors in Shelby, NC have categorized 1075 Providence Road as a residential type of property. The home was built in 1988 and is 36 years old. It was most recently renovated and altered in 2001. The property's lot size has been calculated to be 30,000 square feet. The linear feet between the front and back of the lot was measured at 2,000 ft and the front of the lot was measured at 1,500 ft. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1075 Providence Road has a total of 1,537 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 612 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. The building has a roof that is made of metal. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on a packaged air conditioning unit for their cooling system. The home's a heat pump is the primary heating source. The property was last sold in Sep 4, 2009 for $160,000. That's $104.10 per sqft. 1075 Providence Road was last assessed in 2023. The total value of the property was assessed at $165,756. Specifically, the land the property is located on was valued at $14,985. While improvements on the property were assessed at a total of $150,771. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,396. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 2001
  • Bedroom Count: 0
  • Bathroom Plumbing Fixtures: 5
  • Exterior Walls Type: Brick
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 612
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 30,000
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 1,500
  • Total Building Area: 1,537
  • Building Area: 1,537
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Heat pump
  • Heated Square Feet: 1,537
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LEE AC
  • Land Acres: 0.688
  • Standard Land Use Code: Single family residential
  • Legal Description 1: #84-89BLK A PB10-45LEE AC

Ownership

  • Current Owner : WATSON ROBERT L
  • Current Owner 2: WATSON JERALDINE
  • Previous Owner : PARSLEY KIMBERLY LAIL
  • Previous Owner 2: PARSLEY TOMMY R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cleveland County Schools
  • School Tax School District: RIPPY FIRE DIST
  • Census Tract: 950702

Zoning

  • Zoning: R20

Geography

  • Assessors Map Reference: 6-1A
  • Account Number: 1259935
  • District: 6
  • Parcel: 23714
  • Block: 3
  • Lot: 17
  • Municipality: SHELBY
  • Latitude: 35.2596
  • Longitude: -81.4688

    Address

  • Full Address: 1075 Providence Rd
  • Address - House Number: 1075
  • Address - Street Name: Providence
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Shelby
  • Carrier Code: R009
  • 4-Digit Zip Code: 0910
  • Zip Code: 28152

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,396
  • Tax Rate Code Area: 67

    Appraisal Valuation

  • Standard Deviation: 0.1688
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 66
  • Final Value: 207,009
  • High Value: 241,955
  • Low Value: 172,062

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $159,900
  • First Open Lien Mortgage Lender: HOMESTAR FINANCIAL CORP
  • First Open Lien Mortgage Recording Date: Sep 08, 2009
  • First Open Lien Mortgage Loan Amount: $159,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2039

    Market Valuation

  • Market Total Value: $165,756
  • Market Land Value: $14,985
  • Market Improvement Value: $150,771

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $165,756
  • Assessed Land Value: $14,985
  • Assessed Improvements Value: $150,771

    Sales

  • Current Sale Contract Date: Sep 04, 2009
  • Current Sale Recording Date: Sep 08, 2009
  • Current Sale Transaction ID: 1196737797
  • Current Sale Price: $160,000
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTAR FINANCIAL CORP
  • First Mortgage Transaction Date: Sep 08, 2009
  • First Mortgage Loan Amount: $159,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2039

About Cleveland



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Frequently Asked Questions

What neighborhood is 1075 Providence Road located in?
The 1075 Providence Road is a located in the neighborhood of Cleveland in Cleveland, Shelby.
What is the average sales price for listings in 1075 Providence Road?
The average sales price for units in 1075 Providence Road is $0 currently.

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