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10728 Swede Creek Road

10728 Swede Creek Road, Palo Cedro, CA 96073
Sold Jul 05, 2019
$545,000
$481,000 by Strong Home Mortgage Llc
Mortgage Due Dec 01, 2050
Sold May 24, 2005
$515,000
$412,000 by Ownit Mortgage Solutions Inc
Mortgage Due Jun 01, 2035
Local assessors in Palo Cedro, CA have categorized 10728 Swede Creek Road as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 87,120 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10728 Swede Creek Road has a total of 2,396 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 1,009 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jul 2, 2019 for $545,000. That's $227.46 per sqft. Prior to that sales transaction, the property was also sold in May 12, 2005 for $515,000. 10728 Swede Creek Road was last assessed in 2023. The total value of the property was assessed at $572,890. Specifically, the land the property is located on was valued at $126,140. While improvements on the property were assessed at a total of $446,750. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $6,414. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Facilities

Boat Slip

Parking

Off Street Parking
Oversized Parking
RV Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: B
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 1,009
  • Parking Space Count: 4
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 87,120
  • Total Building Area: 2,396
  • Gross Building Area: 2,396
  • Building Area: 2,396
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,396
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COW CREEK ESTATES SUBDIVISION
  • Land Acres: 2
  • Standard Land Use Code: Rural/agricultural residence

Ownership

  • Current Owner : HIGGINS JASON THOMAS
  • Current Owner 2: HIGGINS SERENA MARIE
  • Previous Owner : MIRALLES LAURENCE J
  • Previous Owner 2: MIRALLES DIANA L
  • Owner Before Previous Owner: VANGERPEN DAVID H
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: North Cow Creek Elementary School District
  • Census Tract: 011900

Zoning

  • Zoning: R-R

Geography

  • Account Number: 061080004000
  • Parcel: 061-080-004-000
  • Lot: 6
  • Latitude: 40.5915
  • Longitude: -122.234

    Address

  • Full Address: 10728 Swede Creek Rd
  • Address - House Number: 10728
  • Address - Street Name: Swede Creek
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: Palo Cedro
  • Carrier Code: R001
  • 4-Digit Zip Code: 8755
  • Zip Code: 96073

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,414
  • Tax Rate Code Area: 110002

    Appraisal Valuation

  • Standard Deviation: 0.194
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 74
  • Final Value: 698,540
  • High Value: 834,102
  • Low Value: 562,979

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $481,000
  • First Open Lien Mortgage Lender: STRONG HOME MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Dec 04, 2020
  • First Open Lien Mortgage Loan Amount: $481,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $572,890
  • Assessed Land Value: $126,140
  • Assessed Improvements Value: $446,750

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 02, 2019
  • Current Sale Recording Date: Jul 05, 2019
  • Current Sale Transaction ID: 11624375436
  • Current Sale Price: $545,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2019-0018594
  • Previous Sale Recording Date: May 24, 2005
  • Previous Sale Contract Date: May 12, 2005
  • Previous Sale Amount: $515,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: DIGNIFIED HOME LOANS
  • First Mortgage Transaction Date: Jul 05, 2019
  • First Mortgage Loan Amount: $484,350
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: OWNIT MORTGAGE SOLUTIONS INC
  • Previous Mortgage Transaction Date: May 24, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $412,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jun 01, 2035

About North Cow Creek



Similar Buildings

House at 10728 Swede Creek Road,

10018 Swede Creek Road

  • 1 Unit for Sale
10018 Swede Creek Road, Palo Cedro, CA 96073

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 10728 Swede Creek Road located in?
The 10728 Swede Creek Road is a house located in the neighborhood of North Cow Creek in North Cow Creek, Palo Cedro.
What is the average sales price for listings in 10728 Swede Creek Road?
The average sales price for units in 10728 Swede Creek Road is $0 currently.

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