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107 Spruce Drive

107 Spruce Drive, Alma, GA 31510
Property in Bacon
Sold Oct 15, 2021
$158,000
$144,456 by Fnb South
Mortgage Due Jan 01, 2036
Sold May 28, 2020
$120,000
$116,825 by Fnb South
Mortgage Due Jan 01, 2035
Local assessors in Alma, GA have categorized 107 Spruce Drive as a residential type of property. The home was built in 1971 and is 53 years old. It was most recently renovated and altered in 1995. The property's lot size has been calculated to be 43,560 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 107 Spruce Drive has a total of 1,512 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of composition shingle. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 107 Spruce Drive sold most recently in Oct 15, 2021 for a total of $158,000. If you work out the math, that's approximately a cost of $104.50 per sqft. Before that, the property was also sold for $120,000 in May 28, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,517 in taxes each year. 107 Spruce Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $55,680. If we break it down further, the land itself was valued at $2,000. Improvements to the property, however, were assessed at a total of $53,680. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1995
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Open porch
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,512
  • Building Area: 1,512
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,512
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: WILDES SUBDIVISION
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: D5 LL363 L/1

Ownership

  • Current Owner : DOWNING RONALD H
  • Current Owner 2: DOWNING AMANDA
  • Previous Owner : FRASER JAYLIN ALLIE
  • Owner Before Previous Owner: VONIER RANDALL C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bacon County School District
  • School Tax School District: COUNTY
  • Census Tract: 970202

Zoning

  • Zoning: UNZONED RU

Geography

  • Account Number: 4484
  • District: 5
  • Parcel: 024A363001
  • Lot: 363
  • Municipality: COUNTY
  • Latitude: 31.5414
  • Longitude: -82.5199

    Address

  • Full Address: 107 Spruce Dr
  • Address - House Number: 107
  • Address - Street Name: Spruce
  • Address - Suffix Type: Dr
  • State: GA
  • City Name: Alma
  • Carrier Code: R005
  • 4-Digit Zip Code: 4339
  • Zip Code: 31510

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,517
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.405
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 18
  • Final Value: 290,377
  • High Value: 407,981
  • Low Value: 172,772

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $144,456
  • First Open Lien Mortgage Lender: FNB SOUTH
  • First Open Lien Mortgage Recording Date: Oct 15, 2021
  • First Open Lien Mortgage Loan Amount: $144,456
  • First Open Lien Mortgage Term: 169
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2036

    Market Valuation

  • Market Total Value: $139,200
  • Market Land Value: $5,000
  • Market Improvement Value: $134,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $55,680
  • Assessed Land Value: $2,000
  • Assessed Improvements Value: $53,680

    Sales

  • Current Sale Contract Date: Oct 15, 2021
  • Current Sale Recording Date: Oct 15, 2021
  • Current Sale Transaction ID: 11868634159
  • Current Sale Price: $158,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-000404
  • Previous Sale Recording Date: May 28, 2020
  • Previous Sale Contract Date: May 28, 2020
  • Previous Sale Amount: $120,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FNB SOUTH
  • First Mortgage Transaction Date: Oct 15, 2021
  • First Mortgage Loan Amount: $144,456
  • First Mortgage Terms: 169
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: FNB SOUTH
  • Previous Mortgage Transaction Date: May 28, 2020
  • Previous Mortgage Loan Amount: $116,825
  • Previous Mortgage Term: 174
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2035

About Bacon



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Frequently Asked Questions

What neighborhood is 107 Spruce Drive located in?
The 107 Spruce Drive is a located in the neighborhood of Bacon in Bacon, Alma.
What is the average sales price for listings in 107 Spruce Drive?
The average sales price for units in 107 Spruce Drive is $0 currently.

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