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107 Fincher Street

107 Fincher Street, Cave Spring, GA 30124
Property in Floyd
Sold Sep 24, 2021
$154,500
$170,940 by Rocket Mortgage
Mortgage Due Oct 01, 2053
Sold Apr 09, 1994
$46,000
107 Fincher Street has been categorized by the local assessors in Cave Spring, GA as a residential type of property. The building on the property was first built in 1993 and is 31 years old. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 107 Fincher Street has 1,531 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,470 ft and across the front of the lot is 1,050 ft. The area measurement of the land has been determined as 26,136 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable or hip style roof made of metal. The exterior walls of the building are made of brick veneer. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Sep 24, 2021 for $154,500. That's $100.91 per sqft. Prior to that sales transaction, the property was also sold in Apr 9, 1994 for $46,000. 107 Fincher Street was last assessed in 2023. The total value of the property was assessed at $69,938. Specifically, the land the property is located on was valued at $4,620. While improvements on the property were assessed at a total of $65,318. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,291. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 26,136
  • Lot Size Depth Feet: 2,470
  • Lot Size Frontage Feet: 1,050
  • Total Building Area: 1,531
  • Building Area: 1,531
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,531
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FINCHER STREET SUB
  • Land Acres: 0.6
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 4 FINCHER STREET SUB PB14-162

Ownership

  • Current Owner : SMITH DANNE
  • Current Owner 2: SMITH LEROY
  • Previous Owner : POWELL EDWARD ROLAND
  • Owner Before Previous Owner: MASON DENNIS E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Floyd County School District
  • School Tax School District: CAVE SPRING
  • Census Tract: 002000

Zoning

  • Zoning: NONE

Geography

  • Account Number: 42520
  • Parcel: E19X- -237 -
  • Lot: 858
  • Municipality: CAVE SPRING
  • Latitude: 34.1125
  • Longitude: -85.3395

    Address

  • Full Address: 107 Fincher St
  • Address - House Number: 107
  • Address - Street Name: Fincher
  • Address - Suffix Type: St
  • State: GA
  • City Name: Cave Spring
  • Carrier Code: R021
  • 4-Digit Zip Code: 2633
  • Zip Code: 30124

Valuation

    Tax

  • Total Area: 1,306
  • Tax Year: 2023
  • Tax Amount: $1,291
  • Tax Rate Code Area: 03

    Appraisal Valuation

  • Standard Deviation: 0.3418
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 31
  • Final Value: 165,936
  • High Value: 222,665
  • Low Value: 109,206

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $170,940
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 02, 2023
  • First Open Lien Mortgage Loan Amount: $170,940
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2053

    Market Valuation

  • Market Total Value: $174,846
  • Market Land Value: $11,550
  • Market Improvement Value: $163,296

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $69,938
  • Assessed Land Value: $4,620
  • Assessed Improvements Value: $65,318

    Sales

  • Current Sale Contract Date: Sep 24, 2021
  • Current Sale Recording Date: Sep 24, 2021
  • Current Sale Transaction ID: 11859087371
  • Current Sale Price: $154,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-003851
  • Previous Sale Recording Date: Apr 09, 1994
  • Previous Sale Contract Date: Apr 09, 1994
  • Previous Sale Amount: $46,000
  • Previous Sale Document Type: Survivorship Deed

    Last Sale Mortgage

  • First Mortgage Lender: ROCKET MORTGAGE
  • First Mortgage Transaction Date: Sep 24, 2021
  • First Mortgage Loan Amount: $151,701
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2051

About Cave Spring



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Frequently Asked Questions

What neighborhood is 107 Fincher Street located in?
The 107 Fincher Street is a located in the neighborhood of Floyd in Cave Spring, Cave Spring.
What is the average sales price for listings in 107 Fincher Street?
The average sales price for units in 107 Fincher Street is $0 currently.

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