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10621 Lower River Road

10621 Lower River Road, Louisville, KY 40272
Sold Oct 29, 2019
$272,000
$202,000 by Statewide Mortgage Llc
Mortgage Due Nov 01, 2034
Sold Jul 19, 2018
$170,000
$160,000 by American Mortgage Service Co
Mortgage Due Aug 01, 2048
10621 Lower River Road has been categorized by the local assessors in Louisville, KY as a residential type of property. The building on the property was first built in 1991 and is 33 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 10621 Lower River Road has 1,890 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 3,880 ft and across the front of the lot is 53,810 ft. The area measurement of the land has been determined as 75,185 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C- by the local assessor. The building has a hip style roof made of composition shingle. The exterior walls of the building are made of brick veneer. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 10621 Lower River Road was last sold in Oct 25, 2019 for $272,000. According to our calculations, that's $143.92 per sqft. Prior to that sales transaction, the property was sold for $170,000 in Jul 17, 2018. Current property owners are expected to pay $3,324 in taxes per year. The property on 10621 Lower River Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $277,430. To break that down further, the land itself was valued at $43,800. While improvements to the property were assessed at a total of $233,630. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C-
  • Construction Type: Wood
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 75,185
  • Lot Size Depth Feet: 3,880
  • Lot Size Frontage Feet: 53,810
  • Total Building Area: 1,890
  • Building Area: 1,890
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,890
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: JAMES L SPLANDIGN
  • Land Acres: 1.726
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: TRACT 1 MINOR PLAT DB 5381 X 388, 1.726 AC +/-

Ownership

  • Current Owner : SCHUM PETE A
  • Current Owner 2: SCHUM LISA B
  • Previous Owner : GREEN JAMES W
  • Previous Owner 2: GREEN LINDA J
  • Owner Before Previous Owner: LEE LONNIE W
  • Owner Before Previous Owner 2: LEE DORIS J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 012103

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 00259189
  • District: 500009
  • Subdivision Tract Number: 1
  • Parcel: 25104709530000
  • Municipality: PLEASURE RIDGE PARK
  • Latitude: 38.1014
  • Longitude: -85.8908

    Address

  • Full Address: 10621 Lower River Rd
  • Address - House Number: 10621
  • Address - Street Name: Lower River
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Louisville
  • Carrier Code: C070
  • 4-Digit Zip Code: 4560
  • Zip Code: 40272

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,324
  • Tax Rate Code Area: 09

    Appraisal Valuation

  • Standard Deviation: 0.185
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 75
  • Final Value: 366,678
  • High Value: 434,521
  • Low Value: 298,834

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $260,008
  • First Open Lien Mortgage Lender: STATEWIDE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 29, 2019
  • First Open Lien Mortgage Loan Amount: $202,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2034
  • Second Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • Second Open Lien Mortgage Recording Date: Jul 21, 2023
  • Second Open Lien Mortgage Loan Amount: $58,008
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2043

    Market Valuation

  • Market Total Value: $277,430
  • Market Land Value: $43,800
  • Market Improvement Value: $233,630

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $277,430
  • Assessed Land Value: $43,800
  • Assessed Improvements Value: $233,630

    Sales

  • Current Sale Contract Date: Oct 25, 2019
  • Current Sale Recording Date: Oct 29, 2019
  • Current Sale Transaction ID: 11670662031
  • Current Sale Price: $272,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019250133
  • Previous Sale Recording Date: Jul 19, 2018
  • Previous Sale Contract Date: Jul 17, 2018
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATEWIDE MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 29, 2019
  • First Mortgage Loan Amount: $202,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2034

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • Previous Mortgage Transaction Date: Jul 19, 2018
  • Previous Mortgage Loan Amount: $160,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2048

About West Louisville



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Frequently Asked Questions

What neighborhood is 10621 Lower River Road located in?
The 10621 Lower River Road is a house located in the neighborhood of West Louisville in West Louisville, Louisville.
What is the average sales price for listings in 10621 Lower River Road?
The average sales price for units in 10621 Lower River Road is $0 currently.

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