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10614 Providence Drive

10614 Providence Drive, Louisville, KY 40291
Sold Sep 24, 2019
$290,000
$290,000 by Mortgage Research Center Llc
Mortgage Due Oct 01, 2049
Sold Feb 21, 2014
$245,000
$240,562 by United Wholesale Mortgage
Mortgage Due Mar 01, 2044
Local assessors in Louisville, KY have categorized 10614 Providence Drive as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 8,168 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10614 Providence Drive has a total of 2,524 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,676 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 20, 2019 for $290,000. That's $114.90 per sqft. Prior to that sales transaction, the property was also sold in Feb 18, 2014 for $245,000. 10614 Providence Drive was last assessed in 2023. The total value of the property was assessed at $290,000. Specifically, the land the property is located on was valued at $48,000. While improvements on the property were assessed at a total of $242,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,870. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Parking

Open Parking
Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Wood
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,676
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,168
  • Total Building Area: 2,524
  • Building Area: 2,524
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,524
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GLENMARY SUBDIVISION
  • Land Acres: 0.188
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 71 THE RESERVE @ GLENMARY SUBDIVISION SEC.1B PB.45 PGS.87-88 0.1875 AC+/-

Ownership

  • Current Owner : JOHNSON JUDY
  • Previous Owner : EMBRY LAUREN M
  • Previous Owner 2: EMBRY CHARLES P
  • Owner Before Previous Owner: MIKE RON
  • Owner Before Previous Owner 2: MIKE MICHELLE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011708

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 01008063
  • District: 500015
  • Section: 1B
  • Parcel: 23321800710000
  • Lot: 71
  • Municipality: FERN CREEK
  • Latitude: 38.123
  • Longitude: -85.5788

    Address

  • Full Address: 10614 Providence Dr
  • Address - House Number: 10614
  • Address - Street Name: Providence
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Louisville
  • Carrier Code: R099
  • 4-Digit Zip Code: 4440
  • Zip Code: 40291

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,870
  • Tax Rate Code Area: 15

    Appraisal Valuation

  • Standard Deviation: 0.1766
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 77
  • Final Value: 388,687
  • High Value: 457,332
  • Low Value: 320,041

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $290,000
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Open Lien Mortgage Recording Date: Sep 24, 2019
  • First Open Lien Mortgage Loan Amount: $290,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2049

    Market Valuation

  • Market Total Value: $290,000
  • Market Land Value: $48,000
  • Market Improvement Value: $242,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $290,000
  • Assessed Land Value: $48,000
  • Assessed Improvements Value: $242,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 20, 2019
  • Current Sale Recording Date: Sep 24, 2019
  • Current Sale Transaction ID: 11656563447
  • Current Sale Price: $290,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2019221624
  • Previous Sale Recording Date: Feb 21, 2014
  • Previous Sale Contract Date: Feb 18, 2014
  • Previous Sale Amount: $245,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: Sep 24, 2019
  • First Mortgage Loan Amount: $290,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Oct 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • Previous Mortgage Transaction Date: Feb 21, 2014
  • Previous Mortgage Loan Amount: $240,562
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2044

About East Louisville



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6903 Cedar Lake Ct, Louisville, KY, 40291 Listing by Alex Hunt

Frequently Asked Questions

What neighborhood is 10614 Providence Drive located in?
The 10614 Providence Drive is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 10614 Providence Drive?
The average sales price for units in 10614 Providence Drive is $0 currently.

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