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106 Harmel Drive

106 Harmel Drive, Valparaiso, IN 46383
Property in Center
Sold Oct 05, 2020
$245,000
$196,000 by Horizon Bank
Mortgage Due Oct 01, 2050
Sold Jul 26, 2017
$203,000
$192,850 by Horizon Bank
Mortgage Due Aug 01, 2047
106 Harmel Drive has been categorized by the local assessors in Valparaiso, IN as a residential type of property. The building on the property was first built in 1973 and is 51 years old. The home has a total of 9 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 106 Harmel Drive has 1,728 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 1,130 ft. The area measurement of the land has been determined as 16,945 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 576 sqft. According to our sources, there are a total of 3 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of asphalt. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Sep 25, 2020 for $245,000. That's $77.34 per sqft. Prior to that sales transaction, the property was also sold in Jul 24, 2017 for $203,000. 106 Harmel Drive was last assessed in 2023. The total value of the property was assessed at $231,600. Specifically, the land the property is located on was valued at $35,600. While improvements on the property were assessed at a total of $196,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,559. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1973
  • Effective Year Built: 1973
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Unknown
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Unfinished basement
  • Basement Area: 864
  • Garage Type: Attached
  • Garage Square Area: 576
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 16,945
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,130
  • Total Building Area: 3,168
  • Gross Building Area: 3,168
  • Building Area: 1,728
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,728
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HARMEL PARK SUB
  • Land Acres: 0.389
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: HARMEL PARK SUB LOT 4

Ownership

  • Current Owner : BLACKWELL DAVID
  • Current Owner 2: BLACKWELL GRACE
  • Previous Owner : BLACKWELL DAVID
  • Previous Owner 2: GARBER GRACE M
  • Owner Before Previous Owner: CARTWRIGHT TODD M
  • Owner Before Previous Owner 2: CARTWRIGHT CRYSTAL M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Valparaiso Community Schools
  • Census Tract: 050802

Geography

  • Assessors Map Reference: MP 01-80
  • District: 0002
  • Section: 19
  • Parcel: 64-10-19-403-003.000-004
  • Lot: 4
  • Municipality: CENTER TOWNSHIP
  • Latitude: 41.4696
  • Longitude: -87.0328

    Address

  • Full Address: 106 Harmel Dr
  • Address - House Number: 106
  • Address - Street Name: Harmel
  • Address - Suffix Type: Dr
  • State: IN
  • City Name: Valparaiso
  • Carrier Code: C034
  • 4-Digit Zip Code: 5928
  • Zip Code: 46383

Valuation

    Tax

  • Total Area: 2,592
  • Tax Year: 2022
  • Tax Amount: $2,559
  • Tax Rate Code Area: 1:VALPARAI

    Appraisal Valuation

  • Standard Deviation: 0.1975
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 73
  • Final Value: 317,312
  • High Value: 380,008
  • Low Value: 254,616

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $196,000
  • First Open Lien Mortgage Lender: HORIZON BANK
  • First Open Lien Mortgage Recording Date: Oct 05, 2020
  • First Open Lien Mortgage Loan Amount: $196,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $231,600
  • Market Land Value: $35,600
  • Market Improvement Value: $196,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $231,600
  • Assessed Land Value: $35,600
  • Assessed Improvements Value: $196,000

    Sales

  • Current Sale Contract Date: Sep 25, 2020
  • Current Sale Recording Date: Oct 05, 2020
  • Current Sale Transaction ID: 11791636094
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-026167
  • Previous Sale Recording Date: Jul 26, 2017
  • Previous Sale Contract Date: Jul 24, 2017
  • Previous Sale Amount: $203,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HORIZON BANK
  • First Mortgage Transaction Date: Oct 05, 2020
  • First Mortgage Loan Amount: $196,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: HORIZON BANK
  • Previous Mortgage Transaction Date: Jul 26, 2017
  • Previous Mortgage Loan Amount: $192,850
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2047

About Valparaiso



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Frequently Asked Questions

What neighborhood is 106 Harmel Drive located in?
The 106 Harmel Drive is a located in the neighborhood of Center in Valparaiso, Valparaiso.
What is the average sales price for listings in 106 Harmel Drive?
The average sales price for units in 106 Harmel Drive is $0 currently.

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