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105 Washington Street

105 Washington Street, Saint Jacob, IL 62281
Property in St. Jacob
Sold Sep 19, 2019
$174,500
$208,800 by Fcb Banks
Mortgage
Sold Dec 11, 2012
$150,000
$114,888 by The Bank Of Edwardsville
Mortgage Due Jan 01, 2043
Local assessors in Saint Jacob, IL have categorized 105 Washington Street as a residential type of property. The home was built in 1948 and is 76 years old. It was most recently renovated and altered in 1965. The property's lot size has been calculated to be 7,800 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 780 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 105 Washington Street has a total of 2,312 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 900 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of unknown were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 105 Washington Street sold most recently in Sep 16, 2019 for a total of $174,500. If you work out the math, that's approximately a cost of $75.48 per sqft. Before that, the property was also sold for $150,000 in Dec 3, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,029 in taxes each year. 105 Washington Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $51,610. If we break it down further, the land itself was valued at $6,550. Improvements to the property, however, were assessed at a total of $45,060. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1948
  • Effective Year Built: 1965
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Conventional
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 900
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 7,800
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 780
  • Total Building Area: 2,312
  • Building Area: 2,312
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,312
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SCHIELES ADD TO VILLAGE OF ST JACOB SUB
  • Land Acres: 0.179
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ORIGINAL TOWN N 1/2 LOTS 19 & 20 78X100

Ownership

  • Current Owner : FELS DAWN M
  • Previous Owner : NONN NICOLE E
  • Previous Owner 2: NONN JOHN
  • Owner Before Previous Owner: BLEIER RUDOLPH
  • Owner Before Previous Owner 2: BLEIER RANDOLPH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Triad Community Unit School District 2
  • School Tax School District: 093
  • Census Tract: 403702

Geography

  • District: 05
  • Parcel: 05-2-23-09-20-404-007
  • Lot: 19&20
  • Municipality: ST JACOB
  • Latitude: 38.7145
  • Longitude: -89.7653

    Address

  • Full Address: 105 Washington St
  • Address - House Number: 105
  • Address - Street Name: Washington
  • Address - Suffix Type: St
  • State: IL
  • City Name: Saint Jacob
  • Carrier Code: R021
  • 4-Digit Zip Code: 1603
  • Zip Code: 62281

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,029
  • Tax Rate Code Area: 026

    Appraisal Valuation

  • Standard Deviation: 0.1369
  • Valuation Date: Jul 05, 2023
  • Confidence Score: 72
  • Final Value: 213,219
  • High Value: 242,414
  • Low Value: 184,023

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $208,800
  • First Open Lien Mortgage Lender: FCB BANKS
  • First Open Lien Mortgage Recording Date: Mar 04, 2022
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $208,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Building or Construction Loan

    Market Valuation

  • Market Total Value: $154,830
  • Market Land Value: $19,650
  • Market Improvement Value: $135,180

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $51,610
  • Assessed Land Value: $6,550
  • Assessed Improvements Value: $45,060

    Sales

  • Current Sale Contract Date: Sep 16, 2019
  • Current Sale Recording Date: Sep 19, 2019
  • Current Sale Transaction ID: 11657682695
  • Current Sale Price: $174,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019R30171
  • Previous Sale Recording Date: Dec 11, 2012
  • Previous Sale Contract Date: Dec 03, 2012
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FCB BANKS
  • First Mortgage Transaction Date: Sep 19, 2019
  • First Mortgage Loan Amount: $171,338
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: THE BANK OF EDWARDSVILLE
  • Previous Mortgage Transaction Date: Dec 11, 2012
  • Previous Mortgage Loan Amount: $114,888
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2043

About St. Jacob



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Frequently Asked Questions

What neighborhood is 105 Washington Street located in?
The 105 Washington Street is a located in the neighborhood of St. Jacob in St. Jacob, Saint Jacob.
What is the average sales price for listings in 105 Washington Street?
The average sales price for units in 105 Washington Street is $0 currently.

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