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105 South B Street

105 South B Street, Fairfield, IA 52556
Property in Jefferson
Sold Nov 09, 2009
$85,000
$86,623 by Community 1st Cu
Mortgage Due Dec 01, 2039
Local assessors in Fairfield, IA have categorized 105 South B Street as a residential type of property. The home was built in 1910 and is 114 years old. The property's lot size has been calculated to be 6,864 square feet. The linear feet between the front and back of the lot was measured at 1,320 ft and the front of the lot was measured at 520 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 105 South B Street has a total of 1,984 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 768 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 264 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with steel control joints. The building has a gable style roof that was made of asphalt. Lots of metal were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 105 South B Street sold most recently in Aug 19, 2008 for a total of $85,000. If you work out the math, that's approximately a cost of $42.84 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,530 in taxes each year. 105 South B Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $151,700. If we break it down further, the land itself was valued at $10,400. Improvements to the property, however, were assessed at a total of $141,300. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Total Rooms: 7
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Construction Type: Steel
  • Building Style: Conventional
  • Exterior Walls Type: Metal
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 768
  • Garage Type: Detached
  • Garage Square Area: 264
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,864
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 520
  • Total Building Area: 1,984
  • Gross Building Area: 1,984
  • Building Area: 1,984
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,984
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: OLD PLAT (FAIRFIELD)
  • Land Acres: 0.158
  • Standard Land Use Code: Duplex (2 units, any combination)
  • Legal Description 1: OLD PLAT N 52' LTS 5 & 6 BLK 20

Ownership

  • Current Owner : DOWELL DENNIS M
  • Previous Owner : CHURCHILL CARL
  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Oct 30, 2023

Neighborhood

  • School District Name: Fairfield Community School District
  • School Tax School District: FAIRFIELD
  • Census Tract: 090400

Geography

  • Assessors Map Reference: PM 625378003
  • Parcel: 06-25-378-003
  • Block: 20
  • Lot: 5,6
  • Municipality: FAIRFIELD/FAIRFIELD
  • Latitude: 41.0061
  • Longitude: -91.9608

    Address

  • Full Address: 105 S B St
  • Address - House Number: 105
  • Street Direction: S
  • Address - Street Name: B
  • Address - Suffix Type: St
  • State: IA
  • City Name: Fairfield
  • Carrier Code: C005
  • 4-Digit Zip Code: 3112
  • Zip Code: 52556

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,530
  • Tax Rate Code Area: 02 33

    Appraisal Valuation

  • Standard Deviation: 0.4776
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 4
  • Final Value: 206,036
  • High Value: 304,455
  • Low Value: 107,616

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $98,623
  • First Open Lien Mortgage Lender: COMMUNITY 1ST CU
  • First Open Lien Mortgage Recording Date: Nov 09, 2009
  • First Open Lien Mortgage Loan Amount: $86,623
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2039
  • Second Open Lien Mortgage Lender: RHTF AHEAD
  • Second Open Lien Mortgage Recording Date: Jul 10, 2023
  • Second Open Lien Mortgage Loan Amount: $12,000
  • Second Open Lien Mortgage Term: 134
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Oct 15, 2034
  • Second Open Lien Mortgage Private Lender: T

    Market Valuation

  • Market Total Value: $151,700
  • Market Land Value: $10,400
  • Market Improvement Value: $141,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $151,700
  • Assessed Land Value: $10,400
  • Assessed Improvements Value: $141,300

    Sales

  • Current Sale Contract Date: Aug 19, 2008
  • Current Sale Recording Date: Nov 09, 2009
  • Current Sale Transaction ID: 1091962487
  • Current Sale Price: $85,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2009-2576

    Last Sale Mortgage

  • First Mortgage Lender: COMMUNITY 1ST CU
  • First Mortgage Transaction Date: Nov 09, 2009
  • First Mortgage Loan Amount: $86,623
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2039

About Fairfield



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Unit for rent at 115 North Main St., Fairfield, IA, 52556

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115 North Main St. #115 North Main St. Apt. 25, Fairfield, IA, 52556 Listing by Manager

Frequently Asked Questions

What neighborhood is 105 South B Street located in?
The 105 South B Street is a located in the neighborhood of Jefferson in Fairfield, Fairfield.
What is the average sales price for listings in 105 South B Street?
The average sales price for units in 105 South B Street is $0 currently.

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