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105 East Elm Street

105 East Elm Street, Polo, MO 64671
Property in Caldwell
Sold Aug 27, 2021
$94,700
$75,750 by Community Bank Of Missouri
Mortgage
Sold Apr 18, 2017
$36,100
$28,884 by Bank Northwest
Mortgage
Local assessors in Polo, MO have categorized 105 East Elm Street as a residential type of property. The home was built in 1915 and is 109 years old. The property's lot size has been calculated to be 6,490 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a a-frame style. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 105 East Elm Street has a total of 864 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 105 East Elm Street sold most recently in Aug 26, 2021 for a total of $94,700. If you work out the math, that's approximately a cost of $109.61 per sqft. Before that, the property was also sold for $36,100 in Apr 17, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $423 in taxes each year. 105 East Elm Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $6,320. If we break it down further, the land itself was valued at $680. Improvements to the property, however, were assessed at a total of $5,640. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1915
  • Effective Year Built: 1915
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: A-frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,490
  • Total Building Area: 864
  • Building Area: 864
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 864
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.149
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 22-55-28 BEG 204' E OF SW CORNER OF SECTION 22, THENCE E 36', N 205' TO EASEMENT, W 36', S 205' TO BEG LESS ROAD R/W CITY OF

Ownership

  • Current Owner : WOODARD PEGGY
  • Previous Owner : MARTIN HARLEY CARL
  • Previous Owner 2: HOKEL KATHRYN ILEESH
  • Owner Before Previous Owner: HUFFORD CHRISTOPHER
  • Owner Before Previous Owner 2: HAFFORD SAMANTHA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School Tax School District: 31R7
  • Census Tract: 950201

Geography

  • Parcel: 11-5-22-3--03-13.00-
  • Meridian: SEC 22 TWN 55 RNG 28
  • Municipality: GRANT TWSP
  • Latitude: 39.5544
  • Longitude: -94.0388

    Address

  • Full Address: 105 E Elm St
  • Address - House Number: 105
  • Street Direction: E
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: MO
  • City Name: Polo
  • Carrier Code: R091
  • 4-Digit Zip Code: 9332
  • Zip Code: 64671

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $423
  • Tax Rate Code Area: 31R7

    Appraisal Valuation

  • Standard Deviation: 0.4238
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 15
  • Final Value: 101,610
  • High Value: 144,679
  • Low Value: 58,540

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $75,750
  • First Open Lien Mortgage Lender: COMMUNITY BANK OF MISSOURI
  • First Open Lien Mortgage Recording Date: Aug 27, 2021
  • First Open Lien Mortgage Loan Amount: $75,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $33,230
  • Market Land Value: $3,560
  • Market Improvement Value: $29,670

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $6,320
  • Assessed Land Value: $680
  • Assessed Improvements Value: $5,640

    Sales

  • Current Sale Contract Date: Aug 26, 2021
  • Current Sale Recording Date: Aug 27, 2021
  • Current Sale Transaction ID: 11857799693
  • Current Sale Price: $94,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 61811
  • Previous Sale Recording Date: Apr 18, 2017
  • Previous Sale Contract Date: Apr 17, 2017
  • Previous Sale Amount: $36,100
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMUNITY BANK OF MISSOURI
  • First Mortgage Transaction Date: Aug 27, 2021
  • First Mortgage Loan Amount: $75,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: BANK NORTHWEST
  • Previous Mortgage Transaction Date: Apr 18, 2017
  • Previous Mortgage Loan Amount: $28,884
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage

About Polo



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Frequently Asked Questions

What neighborhood is 105 East Elm Street located in?
The 105 East Elm Street is a located in the neighborhood of Caldwell in Polo, Polo.
What is the average sales price for listings in 105 East Elm Street?
The average sales price for units in 105 East Elm Street is $0 currently.

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