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1043 Prospect Street

1043 Prospect Street, Ashland, OR 97520
Property in Jackson
Sold Feb 10, 2005
$470,000
$260,000 by Rogue Fcu
Mortgage Due May 01, 2040
Sold Jun 12, 1998
$170,000
$136,000 by Premier Mtg Resources
Mortgage Due Jul 01, 2028
1043 Prospect Street has been categorized by the local assessors in Ashland, OR as a residential type of property. The building on the property was first built in 1959 and is 65 years old. However, we must point out that the home was most recently renovated and altered in 2003. The home has a total of 3 bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1043 Prospect Street has 1,389 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,890 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. The garage measured 326 sqft. According to our sources, there is one available parking space. The roof of the building is made of asphalt and ply sheets in a built-up roof style. The exterior walls of the building are made of concrete. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1043 Prospect Street sold most recently in Feb 9, 2005 for a total of $470,000. If you work out the math, that's approximately a cost of $181.68 per sqft. Before that, the property was also sold for $170,000 in Jun 9, 1998. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,703 in taxes each year. 1043 Prospect Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $421,230. If we break it down further, the land itself was valued at $199,970. Improvements to the property, however, were assessed at a total of $221,260. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 2003
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Exterior Walls Type: Concrete
  • Roof Cover Type: Built-up
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,198
  • Garage Type: Carport
  • Garage Square Area: 326
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,890
  • Total Building Area: 2,587
  • Gross Building Area: 2,587
  • Building Area: 1,389
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,389
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CLOER SUBDIVISION TO THE CITY OF ASHLAND
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : NORMAN GORDON A
  • Current Owner 2: STARR MARIE
  • Previous Owner : STUELPNAGEL JULIE
  • Owner Before Previous Owner: MEYER CAROL C
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Ashland School District 5
  • Census Tract: 002200

Zoning

  • Zoning: R-1-7.5

Geography

  • Assessors Map Reference: 39S-1E-16
  • Parcel: 10593469
  • Lot: 3
  • Meridian: SEC 16 Q 1 TWN 39S RNG 01E
  • Municipality: CITY OF ASHLAND
  • Latitude: 42.1819
  • Longitude: -122.701

    Address

  • Full Address: 1043 Prospect St
  • Address - House Number: 1043
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: OR
  • City Name: Ashland
  • Carrier Code: C005
  • 4-Digit Zip Code: 3255
  • Zip Code: 97520

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,703
  • Tax Rate Code Area: 501

    Appraisal Valuation

  • Standard Deviation: 0.1655
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 79
  • Final Value: 624,894
  • High Value: 728,319
  • Low Value: 521,468

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $260,000
  • First Open Lien Mortgage Lender: ROGUE FCU
  • First Open Lien Mortgage Recording Date: Apr 09, 2010
  • First Open Lien Mortgage Loan Amount: $260,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2040

    Market Valuation

  • Market Total Value: $631,170
  • Market Land Value: $339,020
  • Market Improvement Value: $292,150

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $421,230
  • Assessed Land Value: $199,970
  • Assessed Improvements Value: $221,260

    Sales

  • Current Sale Contract Date: Feb 09, 2005
  • Current Sale Recording Date: Feb 10, 2005
  • Current Sale Transaction ID: 1200456792
  • Current Sale Price: $470,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2005-007681
  • Previous Sale Recording Date: Jun 12, 1998
  • Previous Sale Contract Date: Jun 09, 1998
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WASHINGTON MUTUAL BANK FA
  • First Mortgage Transaction Date: Feb 10, 2005
  • First Mortgage Loan Amount: $260,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Mar 01, 2035

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: PREMIER MTG RESOURCES
  • Previous Mortgage Transaction Date: Jun 12, 1998
  • Previous Mortgage Loan Amount: $136,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jul 01, 2028

About Ashland



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Frequently Asked Questions

What neighborhood is 1043 Prospect Street located in?
The 1043 Prospect Street is a located in the neighborhood of Jackson in Ashland, Ashland.
What is the average sales price for listings in 1043 Prospect Street?
The average sales price for units in 1043 Prospect Street is $0 currently.

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