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104 North Cliff Lane

104 North Cliff Lane, Chattanooga, TN 37415
Sold May 26, 2020
$329,900
$330,664 by Pennymac Loan Services Llc
Mortgage Due Apr 01, 2051
Local assessors in Chattanooga, TN have categorized 104 North Cliff Lane as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 1,700 ft and the front of the lot was measured at 1,119 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 104 North Cliff Lane has a total of 3,256 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable or hip style roof that was made of asphalt. Lots of wood shingle were used in the construction of the exterior walls of the home. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 104 North Cliff Lane sold most recently in May 22, 2020 for a total of $329,900. If you work out the math, that's approximately a cost of $101.32 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,303 in taxes each year. The initial year of tax delinquency occurred in 2018. 104 North Cliff Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $82,750. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Masonry Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: D+
  • Building Style: Split level
  • Exterior Walls Type: Wood shingle
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,700
  • Lot Size Frontage Feet: 1,119
  • Total Building Area: 3,256
  • Building Area: 3,256
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 3,256
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: RAVENWOOD UNIT 6
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 85 RAVENWOOD UNIT 6 PB 27 PG 178 REV 115-197

Ownership

  • Current Owner : BLOEBAUM CHRIS S
  • Current Owner 2: BLOEBAUM KIMBERLY
  • Previous Owner : JACKSON GARY D
  • Previous Owner 2: JACKSON GARY DEAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 010501

Geography

  • Assessors Map Reference: MB 27 PG 178
  • Account Number: 0000034532
  • District: 3R
  • Parcel: 109F B 015.01
  • Lot: 85
  • Municipality: RED BANK
  • Latitude: 35.1296
  • Longitude: -85.2729

    Address

  • Full Address: 104 N Cliff Ln
  • Address - House Number: 104
  • Street Direction: N
  • Address - Street Name: Cliff
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C001
  • 4-Digit Zip Code: 2307
  • Zip Code: 37415

Valuation

    Tax

  • Total Area: 2,284
  • Tax Year: 2023
  • Tax Amount: $3,303
  • Intital Tax Deliquent Year: 2018

    Appraisal Valuation

  • Standard Deviation: 0.2416
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 66
  • Final Value: 506,266
  • High Value: 628,604
  • Low Value: 383,929

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $330,664
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Apr 08, 2021
  • First Open Lien Mortgage Loan Amount: $330,664
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $331,000
  • Market Land Value: $50,000
  • Market Improvement Value: $281,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $82,750

    Sales

  • Current Sale Contract Date: May 22, 2020
  • Current Sale Recording Date: May 26, 2020
  • Current Sale Transaction ID: 11762458881
  • Current Sale Price: $329,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020052600254

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Frequently Asked Questions

What neighborhood is 104 North Cliff Lane located in?
The 104 North Cliff Lane is a house located in the neighborhood of Lupton City - Norcross in Lupton City - Norcross, Chattanooga.
What is the average sales price for listings in 104 North Cliff Lane?
The average sales price for units in 104 North Cliff Lane is $0 currently.

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