Check Availability

10391 Moncure Drive

10391 Moncure Drive, Ruther Glen, VA 22546
Property in Caroline
Sold Oct 03, 2016
$150,000
$150,542 by Guaranteed Rate Inc
Mortgage Due Dec 01, 2047
Local assessors in Ruther Glen, VA have categorized 10391 Moncure Drive as a residential type of property. The home was built in 1973 and is 51 years old. The property's lot size has been calculated to be 33,541 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10391 Moncure Drive has a total of 1,152 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,163 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable or hip style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 10391 Moncure Drive was last sold in Sep 29, 2016 for $150,000. According to our calculations, that's $130.21 per sqft. Current property owners are expected to pay $1,355 in taxes per year. The property on 10391 Moncure Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $176,000. To break that down further, the land itself was valued at $49,500. While improvements to the property were assessed at a total of $126,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1973
  • Effective Year Built: 1973
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,163
  • Garage Type: Attached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 33,541
  • Total Building Area: 1,152
  • Gross Building Area: 1,152
  • Building Area: 1,152
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,152
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: MADISON DIST
  • Land Acres: 0.77
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: GRACE MONCURE "DB 306-731, 311-224

Ownership

  • Current Owner : FINCH CARRIE M
  • Current Owner 2: FINCH MICHAEL J
  • Previous Owner : JARRELL WILBUR PRESTON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Caroline County Public Schools
  • Census Tract: 030503

Zoning

  • Zoning: RP

Geography

  • Account Number: 20668
  • District: 02
  • Parcel: 82-A-139
  • Municipality: MADISON
  • Latitude: 37.954
  • Longitude: -77.4641

    Address

  • Full Address: 10391 Moncure Dr
  • Address - House Number: 10391
  • Address - Street Name: Moncure
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Ruther Glen
  • Carrier Code: R001
  • 4-Digit Zip Code: 3344
  • Zip Code: 22546

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,355

    Appraisal Valuation

  • Standard Deviation: 0.1932
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 74
  • Final Value: 288,884
  • High Value: 344,718
  • Low Value: 233,050

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $199,068
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Jan 04, 2018
  • First Open Lien Mortgage Loan Amount: $150,542
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2047
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Jan 18, 2022
  • Second Open Lien Mortgage Loan Amount: $24,263
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2051
  • Third Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Third Open Lien Mortgage Recording Date: Aug 31, 2023
  • Third Open Lien Mortgage Loan Amount: $24,263
  • Third Open Lien Mortgage Term: 339
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: New Conventional
  • Third Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $176,000
  • Market Land Value: $49,500
  • Market Improvement Value: $126,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $176,000
  • Assessed Land Value: $49,500
  • Assessed Improvements Value: $126,500

    Sales

  • Current Sale Contract Date: Sep 29, 2016
  • Current Sale Recording Date: Oct 03, 2016
  • Current Sale Transaction ID: 1846627944
  • Current Sale Price: $150,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 163743

    Last Sale Mortgage

  • First Mortgage Lender: PACIFIC UNION FINANCIAL LLC
  • First Mortgage Transaction Date: Oct 03, 2016
  • First Mortgage Loan Amount: $147,283
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Caroline



Similar Buildings

Property at 10391 Moncure Drive,

22110 Cammack Drive

  • 2 Units for Sale
  • 1 Story
22110 Cammack Drive, Ruther Glen, VA 22546
Property at 10391 Moncure Drive,

23458 Cool Water Drive

  • 1 Unit for Sale
23458 Cool Water Drive, Ruther Glen, VA 22546
Property at 10391 Moncure Drive,

24004 Ruther Glen Road

  • 1 Unit for Sale
  • 2 Stories
24004 Ruther Glen Road, Ruther Glen, VA 22546

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 10391 Moncure Drive located in?
The 10391 Moncure Drive is a located in the neighborhood of Caroline in Caroline, Ruther Glen.
What is the average sales price for listings in 10391 Moncure Drive?
The average sales price for units in 10391 Moncure Drive is $0 currently.

Quantcast