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10388 Narrows Road

10388 Narrows Road, Wayland, NY 14572
Property in Wayland
Sold Mar 01, 2017
$94,900
$97,108 by Homebridge Financial Services
Mortgage Due Jan 01, 2047
Sold Oct 03, 2014
$82,499
$78,375 by Elmira Savings Bank
Mortgage Due Jan 01, 2029
Local assessors in Wayland, NY have categorized 10388 Narrows Road as a residential type of property. The home was built in 1880 and is 144 years old. It was most recently renovated and altered in 1950. The property's lot size has been calculated to be 43,560 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 10388 Narrows Road has a total of 1,728 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 10388 Narrows Road was last sold in Feb 28, 2017 for $94,900. According to our calculations, that's $54.92 per sqft. Prior to that sales transaction, the property was sold for $82,499 in Oct 1, 2014. Current property owners are expected to pay $2,950 in taxes per year. The property on 10388 Narrows Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $97,600. To break that down further, the land itself was valued at $8,300. While improvements to the property were assessed at a total of $89,300. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1880
  • Effective Year Built: 1950
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,728
  • Building Area: 1,728
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,728
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 1
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : BONNER AARON M
  • Previous Owner : GREENE LUKE C
  • Owner Before Previous Owner: COWLEY STEPHEN J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Wayland-Cohocton Central School District
  • School Tax School District: WAYLAND-COHOCTO
  • Census Tract: 960400

Zoning

  • Zoning: AG

Geography

  • Account Number: 0001015-000
  • District: 467489
  • Section: 41.00
  • Parcel: 467489 041.00-01-025.112
  • Block: 1
  • Lot: 25.112
  • Municipality: WAYLAND (TOV)
  • Latitude: 42.5051
  • Longitude: -77.5857

    Address

  • Full Address: 10388 Narrows Rd
  • Address - House Number: 10388
  • Address - Street Name: Narrows
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Wayland
  • Carrier Code: R002
  • 4-Digit Zip Code: 9569
  • Zip Code: 14572

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,950
  • Tax Rate Code Area: 467401

    Appraisal Valuation

  • Standard Deviation: 0.2576
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 63
  • Final Value: 153,762
  • High Value: 193,384
  • Low Value: 114,140

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $151,402
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Mar 01, 2017
  • First Open Lien Mortgage Loan Amount: $97,108
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2047
  • Second Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Second Open Lien Mortgage Recording Date: Sep 09, 2020
  • Second Open Lien Mortgage Loan Amount: $5,494
  • Second Open Lien Mortgage Term: 324
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: 2nd Mortgage made to cover Down Payment
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2047
  • Third Open Lien Mortgage Lender: ESL FCU
  • Third Open Lien Mortgage Recording Date: Nov 16, 2023
  • Third Open Lien Mortgage Financing Type: Variable
  • Third Open Lien Mortgage Loan Amount: $48,800
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Nov 16, 2053

    Market Valuation

  • Market Total Value: $107,253
  • Market Land Value: $9,121
  • Market Improvement Value: $98,132

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $97,600
  • Assessed Land Value: $8,300
  • Assessed Improvements Value: $89,300

    Sales

  • Current Sale Contract Date: Feb 28, 2017
  • Current Sale Recording Date: Mar 01, 2017
  • Current Sale Transaction ID: 1811647542
  • Current Sale Price: $94,900
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Oct 03, 2014
  • Previous Sale Contract Date: Oct 01, 2014
  • Previous Sale Amount: $82,499
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Mortgage Transaction Date: Mar 01, 2017
  • First Mortgage Loan Amount: $97,108
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: ELMIRA SAVINGS BANK
  • Previous Mortgage Transaction Date: Oct 03, 2014
  • Previous Mortgage Loan Amount: $78,375
  • Previous Mortgage Term: 170
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2029

About Steuben



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Frequently Asked Questions

What neighborhood is 10388 Narrows Road located in?
The 10388 Narrows Road is a located in the neighborhood of Wayland in Steuben, Wayland.
What is the average sales price for listings in 10388 Narrows Road?
The average sales price for units in 10388 Narrows Road is $0 currently.

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