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103 West Wayne Street

103 West Wayne Street, Dowagiac, MI 49047
Property in Dowagiac
Sold Feb 14, 2019
$71,900
$69,743 by 1st Source Bank
Mortgage Due Mar 01, 2049
Sold Aug 28, 2014
$65,000
$63,822 by Huron Valley Financial Inc
Mortgage Due Sep 01, 2044
Local assessors in Dowagiac, MI have categorized 103 West Wayne Street as a residential type of property. The property's lot size has been calculated to be 8,712 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Feb 12, 2019 for $71,900. Prior to that sales transaction, the property was also sold in Aug 19, 2014 for $65,000. 103 West Wayne Street was last assessed in 2023. The total value of the property was assessed at $52,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,094. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Frontage Feet: 0
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PATRICK HAMILTONS FOURTH ADDITION
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: . DW 999 W 1/3 LOTS 234 & 236 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC.

Ownership

  • Current Owner : OTTINGER KAYLA
  • Previous Owner : HUTCHINGS MEGAN
  • Previous Owner 2: RAMSAY JOHN
  • Owner Before Previous Owner: WIMBERLEY CHARLES
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Dowagiac Union Schools
  • School Tax School District: DOWAGIAC UNION
  • Census Tract: 001901

Geography

  • District: 160
  • Parcel: 14-160-200-504-00
  • Lot: 234,236
  • Municipality: DOWAGIAC CITY
  • Latitude: 41.9891
  • Longitude: -86.108

    Address

  • Full Address: 103 W Wayne St
  • Address - House Number: 103
  • Street Direction: W
  • Address - Street Name: Wayne
  • Address - Suffix Type: St
  • State: MI
  • City Name: Dowagiac
  • Carrier Code: C001
  • 4-Digit Zip Code: 1242
  • Zip Code: 49047

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,094

    Appraisal Valuation

  • Standard Deviation: 0.2671
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 46
  • Final Value: 78,559
  • High Value: 99,543
  • Low Value: 57,574

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $69,743
  • First Open Lien Mortgage Lender: 1ST SOURCE BANK
  • First Open Lien Mortgage Recording Date: Feb 14, 2019
  • First Open Lien Mortgage Loan Amount: $69,743
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2049

    Market Valuation

  • Market Total Value: $104,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $52,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 12, 2019
  • Current Sale Recording Date: Feb 14, 2019
  • Current Sale Transaction ID: 11570773111
  • Current Sale Price: $71,900
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 28, 2014
  • Previous Sale Contract Date: Aug 19, 2014
  • Previous Sale Amount: $65,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: 1ST SOURCE BANK
  • First Mortgage Transaction Date: Feb 14, 2019
  • First Mortgage Loan Amount: $69,743
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: HURON VALLEY FINANCIAL INC
  • Previous Mortgage Transaction Date: Aug 28, 2014
  • Previous Mortgage Loan Amount: $63,822
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2044

About Dowagiac



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Frequently Asked Questions

What neighborhood is 103 West Wayne Street located in?
The 103 West Wayne Street is a located in the neighborhood of Dowagiac in Dowagiac, Dowagiac.
What is the average sales price for listings in 103 West Wayne Street?
The average sales price for units in 103 West Wayne Street is $0 currently.

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