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103 North Main Street

103 North Main Street, Howes Cave, NY 12092
House in Schoharie
Sold Dec 06, 2019
$119,000
$120,202 by Homestead Funding Corp
Mortgage Due Jan 01, 2050
Sold Jul 12, 2016
$27,500
103 North Main Street in Howes Cave, NY was first built in 1957 and is 67 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 103 North Main Street has 1,636 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 3,450 ft and the linear feet between the front and back of the lot is 1,850. In total, the area measurement of the land is 26,136 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 480 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 103 North Main Street sold most recently in Nov 21, 2019 for a total of $119,000. If you work out the math, that's approximately a cost of $72.74 per sqft. Before that, the property was also sold for $27,500 in Jul 12, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,117 in taxes each year. 103 North Main Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $78,700. If we break it down further, the land itself was valued at $7,400. Improvements to the property, however, were assessed at a total of $71,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1957
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 26,136
  • Lot Size Depth Feet: 1,850
  • Lot Size Frontage Feet: 3,450
  • Total Building Area: 1,636
  • Building Area: 1,636
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,636
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.6
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : BORTHWICK JOYCE
  • Previous Owner : ONEILL JOSEPH A
  • Owner Before Previous Owner: NELSON WILLIAM R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schoharie Central School District
  • School Tax School District: SCHOHARIE
  • Census Tract: 740100

Zoning

  • Zoning: R1

Geography

  • Account Number: 515J100658
  • District: 434289
  • Section: 47.03
  • Parcel: 434289 47.3-1-8
  • Block: 1
  • Lot: 8.000
  • Municipality: SCHOHARIE (TOV)
  • Latitude: 42.7089
  • Longitude: -74.3447

    Address

  • Full Address: 103 N Main St
  • Address - House Number: 103
  • Street Direction: N
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NY
  • City Name: Howes Cave
  • Carrier Code: R001
  • 4-Digit Zip Code: 2921
  • Zip Code: 12092

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,117
  • Tax Rate Code Area: 434201

    Appraisal Valuation

  • Standard Deviation: 0.4558
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 8
  • Final Value: 598,044
  • High Value: 870,677
  • Low Value: 325,410

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $120,202
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: Dec 06, 2019
  • First Open Lien Mortgage Loan Amount: $120,202
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $118,506
  • Market Land Value: $11,143
  • Market Improvement Value: $107,363

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $78,700
  • Assessed Land Value: $7,400
  • Assessed Improvements Value: $71,300

    Sales

  • Current Sale Contract Date: Nov 21, 2019
  • Current Sale Recording Date: Dec 06, 2019
  • Current Sale Transaction ID: 11711299531
  • Current Sale Price: $119,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 770048
  • Previous Sale Recording Date: Jul 12, 2016
  • Previous Sale Contract Date: Jul 12, 2016
  • Previous Sale Amount: $27,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Dec 06, 2019
  • First Mortgage Loan Amount: $120,202
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Mortgage Loan Due Date: Jan 01, 2050

About Central Bridge



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Frequently Asked Questions

What neighborhood is 103 North Main Street located in?
The 103 North Main Street is a house located in the neighborhood of Schoharie in Central Bridge, Howes Cave.
What is the average sales price for listings in 103 North Main Street?
The average sales price for units in 103 North Main Street is $0 currently.

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