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1023 Cloverlawn Road

1023 Cloverlawn Road, Troy, NY 12180
House in Brunswick
Sold Nov 18, 2019
$202,807
$192,666 by Home Point Financial Corporati
Mortgage Due Nov 18, 2049
1023 Cloverlawn Road has been categorized by the local assessors in Troy, NY as a residential type of property. The building on the property was first built in 1977 and is 47 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1023 Cloverlawn Road has 1,128 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,000 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 23,087 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 288 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a covered porch. Love to swim? You'll be excited to find out that there is a above ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of wood. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1023 Cloverlawn Road sold most recently in Nov 15, 2019 for a total of $202,807. If you work out the math, that's approximately a cost of $179.79 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,677 in taxes each year. 1023 Cloverlawn Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $39,120. If we break it down further, the land itself was valued at $5,960. Improvements to the property, however, were assessed at a total of $33,160. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 1977
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 288
  • Parking Space Count: 1
  • Porch Type: Covered porch
  • Pool Type: Above ground pool

    Dimensions

  • Lot Size Square Feet: 23,087
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,128
  • Building Area: 1,128
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,128
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.53
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : KOONZ MATTHEW
  • Current Owner 2: KOONZ KRISTINA
  • Previous Owner : PAMELA A LOPEZ IRT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Brunswick Central School District (Brittonkill)
  • School Tax School District: BRUNSWICK
  • Census Tract: 052003

Geography

  • Account Number: 215J185300
  • District: 382200
  • Section: 91.02
  • Parcel: 382200 91.2-4-20
  • Block: 4
  • Lot: 20.000
  • Municipality: BRUNSWICK
  • Latitude: 42.7603
  • Longitude: -73.6121

    Address

  • Full Address: 1023 Cloverlawn Rd
  • Address - House Number: 1023
  • Address - Street Name: Cloverlawn
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Troy
  • Carrier Code: R006
  • 4-Digit Zip Code: 9507
  • Zip Code: 12180

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,677
  • Tax Rate Code Area: 382202

    Appraisal Valuation

  • Standard Deviation: 0.2702
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 61
  • Final Value: 250,448
  • High Value: 318,138
  • Low Value: 182,758

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $192,666
  • First Open Lien Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Open Lien Mortgage Recording Date: Nov 18, 2019
  • First Open Lien Mortgage Loan Amount: $192,666
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Nov 18, 2049

    Market Valuation

  • Market Total Value: $203,221
  • Market Land Value: $30,961
  • Market Improvement Value: $172,260

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $39,120
  • Assessed Land Value: $5,960
  • Assessed Improvements Value: $33,160

    Sales

  • Current Sale Contract Date: Nov 15, 2019
  • Current Sale Recording Date: Nov 18, 2019
  • Current Sale Transaction ID: 11705303945
  • Current Sale Price: $202,807
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019-560466

    Last Sale Mortgage

  • First Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Nov 18, 2019
  • First Mortgage Loan Amount: $192,666

About Rensselaer



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Frequently Asked Questions

What neighborhood is 1023 Cloverlawn Road located in?
The 1023 Cloverlawn Road is a house located in the neighborhood of Brunswick in Rensselaer, Troy.
What is the average sales price for listings in 1023 Cloverlawn Road?
The average sales price for units in 1023 Cloverlawn Road is $0 currently.

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