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1022 Ridgewood Drive

1022 Ridgewood Drive, Summit, MS 39666
Property in Pike
Sold Apr 01, 2013
$194,000
$301,587 by United Wholesale Mortgage Llc
Mortgage Due Jun 01, 2052
1022 Ridgewood Drive has been categorized by the local assessors in Summit, MS as a residential type of property. The building on the property was first built in 2001 and is 23 years old. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. In addition, 1022 Ridgewood Drive has 4,005 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 114,998 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Love to swim? You'll be excited to find out that there is a pool on the property. The building has a hip style roof made of asphalt. The exterior walls of the building are made of brick veneer. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1022 Ridgewood Drive was last sold in Feb 19, 2013 for $194,000. According to our calculations, that's $48.44 per sqft. Current property owners are expected to pay $5,046 in taxes per year. The property on 1022 Ridgewood Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $37,875. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Cover: Ceramic
  • Basement Area: 0
  • Parking Space Count: 0
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 114,998
  • Total Building Area: 4,005
  • Building Area: 4,005
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 4,005
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OAKRIDGE
  • Land Acres: 2.64
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: PT IN SW1/4 NW1/4 LY N OF RD AKA LOT 12 & FR OF LOT 16 OAKRIDGE S/D ZN:X-28113C0101C

Ownership

  • Current Owner : SPURLOCK ERIC D
  • Current Owner 2: SPURLOCK ZERTONIA K
  • Previous Owner : FEDERAL HOME LOAN MORTGAGE CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: McComb School District
  • Census Tract: 950502

Geography

  • District: 5 0 1
  • Parcel: 711749-Y
  • Lot: 12,16
  • Meridian: SEC 15 TWN 03N RNG 07E
  • Latitude: 31.2277
  • Longitude: -90.4954

    Address

  • Full Address: 1022 Ridgewood Dr
  • Address - House Number: 1022
  • Address - Street Name: Ridgewood
  • Address - Suffix Type: Dr
  • State: MS
  • City Name: Summit
  • Carrier Code: R003
  • 4-Digit Zip Code: 5605
  • Zip Code: 39666

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,046
  • Tax Rate Code Area: 5 0 1

    Appraisal Valuation

  • Standard Deviation: 0.271
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 61
  • Final Value: 362,336
  • High Value: 460,562
  • Low Value: 264,110

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $381,453
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: May 25, 2022
  • First Open Lien Mortgage Loan Amount: $301,587
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2052
  • Second Open Lien Mortgage Lender: SECRETARY OF THE US DEPARTMENT
  • Second Open Lien Mortgage Recording Date: Nov 27, 2023
  • Second Open Lien Mortgage Loan Amount: $39,933
  • Second Open Lien Mortgage Term: 342
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2052
  • Third Open Lien Mortgage Lender: SECRETARY OF THE US DEPARTMENT
  • Third Open Lien Mortgage Recording Date: Nov 27, 2023
  • Third Open Lien Mortgage Loan Amount: $39,933
  • Third Open Lien Mortgage Term: 342
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: FHA
  • Third Open Lien Mortgage Loan Due Date: Jun 01, 2052

    Market Valuation

  • Market Total Value: $378,754
  • Market Land Value: $36,534
  • Market Improvement Value: $342,220

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $37,875

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 19, 2013
  • Current Sale Recording Date: Apr 01, 2013
  • Current Sale Transaction ID: 1187717289
  • Current Sale Price: $194,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 248589

    Last Sale Mortgage

  • First Mortgage Lender: GRAND BANK FOR SAVINGS FSB
  • First Mortgage Transaction Date: Apr 01, 2013
  • First Mortgage Loan Amount: $191,468
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2043

About Pike



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Frequently Asked Questions

What neighborhood is 1022 Ridgewood Drive located in?
The 1022 Ridgewood Drive is a located in the neighborhood of Pike in Pike, Summit.
What is the average sales price for listings in 1022 Ridgewood Drive?
The average sales price for units in 1022 Ridgewood Drive is $0 currently.

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