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1020 East Amberwood Circle

1020 East Amberwood Circle, Naperville, IL 60563
Property in Edgewood
Sold Sep 17, 2019
$390,000
$300,000 by Mortgage Services Iii Llc
Mortgage Due Sep 01, 2049
Sold Apr 11, 2016
$415,000
$332,000 by Cu Financial Inc
Mortgage Due Apr 01, 2046
Local assessors in Naperville, IL have categorized 1020 East Amberwood Circle as a residential type of property. The home was built in 1989 and is 35 years old. The property's lot size has been calculated to be 11,326 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1020 East Amberwood Circle has a total of 3,004 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,221 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Lots of wood siding were used in the construction of the exterior walls of the home. The home's electric heaters is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 16, 2019 for $390,000. That's $107.88 per sqft. Prior to that sales transaction, the property was also sold in Mar 12, 2016 for $415,000. 1020 East Amberwood Circle was last assessed in 2022. The total value of the property was assessed at $143,810. Specifically, the land the property is located on was valued at $64,860. While improvements on the property were assessed at a total of $78,950. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $8,919. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 1,221
  • Garage Type: Garage
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,326
  • Total Building Area: 3,615
  • Gross Building Area: 3,615
  • Building Area: 3,004
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Electric
  • Heated Square Feet: 3,004
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EDGEWOOD SUB
  • Land Acres: 0.26
  • Standard Land Use Code: Single family residential
  • Legal Description 1: EDGEWOOD SUB ALL

Ownership

  • Current Owner : ARTHURS MICHELE
  • Current Owner 2: ARTHURS CHRISTOPHER L
  • Previous Owner : HE YING
  • Previous Owner 2: LI BIN
  • Owner Before Previous Owner: ZHANG LINYI
  • Owner Before Previous Owner 2: FANG XIAOYU
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Naperville Community Unit District 203
  • School Tax School District: DISTRICT 203
  • Census Tract: 846106

Zoning

  • Zoning: R

Geography

  • Parcel: 08-08-115-001
  • Block: 3
  • Lot: 11
  • Municipality: LISLE
  • Latitude: 41.7958
  • Longitude: -88.1296

    Address

  • Full Address: 1020 E Amberwood Cir
  • Address - House Number: 1020
  • Street Direction: E
  • Address - Street Name: Amberwood
  • Address - Suffix Type: Cir
  • State: IL
  • City Name: Naperville
  • Carrier Code: C049
  • 4-Digit Zip Code: 9351
  • Zip Code: 60563

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $8,919
  • Tax Rate Code Area: 8043

    Appraisal Valuation

  • Standard Deviation: 0.1691
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 78
  • Final Value: 547,537
  • High Value: 640,133
  • Low Value: 454,940

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $300,000
  • First Open Lien Mortgage Lender: MORTGAGE SERVICES III LLC
  • First Open Lien Mortgage Recording Date: Sep 17, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $300,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $431,430
  • Market Land Value: $194,580
  • Market Improvement Value: $236,850

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $143,810
  • Assessed Land Value: $64,860
  • Assessed Improvements Value: $78,950

    Sales

  • Current Sale Contract Date: Aug 16, 2019
  • Current Sale Recording Date: Sep 17, 2019
  • Current Sale Transaction ID: 11647039721
  • Current Sale Price: $390,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2019-082785
  • Previous Sale Recording Date: Apr 11, 2016
  • Previous Sale Contract Date: Mar 12, 2016
  • Previous Sale Amount: $415,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE SERVICES III LLC
  • First Mortgage Transaction Date: Sep 17, 2019
  • First Mortgage Loan Amount: $300,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: CU FINANCIAL INC
  • Previous Mortgage Transaction Date: Apr 11, 2016
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $332,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2046

About Edgewood



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Frequently Asked Questions

What neighborhood is 1020 East Amberwood Circle located in?
The 1020 East Amberwood Circle is a located in the neighborhood of Edgewood in Edgewood, Naperville.
What is the average sales price for listings in 1020 East Amberwood Circle?
The average sales price for units in 1020 East Amberwood Circle is $0 currently.

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