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102 West North Street

102 West North Street, Cambridge, IL 61238
Property in Cambridge
Sold Dec 21, 2022
$114,500
$91,600 by Rocket Mortgage Llc
Mortgage Due Jan 01, 2053
Sold Jun 09, 2017
$107,000
$96,300 by Vibrant Cu
Mortgage Due Jul 01, 2022
102 West North Street in Cambridge, IL was first built in 1907 and is 117 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Victorian style. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 4 are bedrooms. There is a 1 partial bathroom. 102 West North Street has 1,120 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 966 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 14,375 square feet.

Learn more about the property and building on this page. For those who need parking, there is a detached garage. There are a total of 3 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of materials we are unsure of. As for heating, the home is utilizing a gas heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 102 West North Street sold most recently in Dec 14, 2022 for a total of $114,500. If you work out the math, that's approximately a cost of $102.23 per sqft. Before that, the property was also sold for $107,000 in Jun 9, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,340 in taxes each year. 102 West North Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $42,506. If we break it down further, the land itself was valued at $5,378. Improvements to the property, however, were assessed at a total of $37,128. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1907
  • Effective Year Built: 1907
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Victorian
  • Exterior Walls Type: Other
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 966
  • Garage Type: Detached
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 14,375
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,120
  • Building Area: 1,120
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Gas
  • Heated Square Feet: 1,120
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NORTHEAST ADD
  • Land Acres: 0.33
  • Standard Land Use Code: Single family residential
  • Legal Description 1: E100 OF W200 OF S150 LT 26 NORTHEAST ADD VILLAGE OF CAMBRIDGE

Ownership

  • Current Owner : COOPER RYAN J
  • Previous Owner : RIZZO THOMAS J
  • Owner Before Previous Owner: DAVIDSON BRUCE J
  • Owner Before Previous Owner 2: DAVIDSON TONI T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cambridge Community Unit School District 227
  • Census Tract: 030202

Geography

  • District: 18
  • Parcel: 18-07-204-014
  • Block: 204
  • Lot: 26
  • Municipality: CAMBRIDGE
  • Latitude: 41.3069
  • Longitude: -90.1928

    Address

  • Full Address: 102 W North St
  • Address - House Number: 102
  • Street Direction: W
  • Address - Street Name: North
  • Address - Suffix Type: St
  • State: IL
  • City Name: Cambridge
  • Carrier Code: C001
  • 4-Digit Zip Code: 1139
  • Zip Code: 61238

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,340
  • Tax Rate Code Area: 180005

    Appraisal Valuation

  • Standard Deviation: 0.1192
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 76
  • Final Value: 120,959
  • High Value: 135,385
  • Low Value: 106,532

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $91,600
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Dec 21, 2022
  • First Open Lien Mortgage Loan Amount: $91,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2053

    Market Valuation

  • Market Total Value: $127,518
  • Market Land Value: $16,134
  • Market Improvement Value: $111,384

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $42,506
  • Assessed Land Value: $5,378
  • Assessed Improvements Value: $37,128

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 14, 2022
  • Current Sale Recording Date: Dec 21, 2022
  • Current Sale Transaction ID: 11899963154
  • Current Sale Price: $114,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 7271
  • Previous Sale Recording Date: Jun 09, 2017
  • Previous Sale Contract Date: Jun 09, 2017
  • Previous Sale Amount: $107,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ROCKET MORTGAGE LLC
  • First Mortgage Transaction Date: Dec 21, 2022
  • First Mortgage Loan Amount: $91,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: VIBRANT CU
  • Previous Mortgage Transaction Date: Jun 09, 2017
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $96,300
  • Previous Mortgage Term: 60
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2022

About Cambridge



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Frequently Asked Questions

What neighborhood is 102 West North Street located in?
The 102 West North Street is a located in the neighborhood of Cambridge in Cambridge, Cambridge.
What is the average sales price for listings in 102 West North Street?
The average sales price for units in 102 West North Street is $0 currently.

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